Fernandina Beach Homes under $700,000

Fernandina Beach Homes under $700,000

Welcome to Fernandina Beach, a hidden gem located on the picturesque Amelia Island in Nassau County, Florida. This charming coastal city is renowned for its stunning beaches, rich history, and vibrant community spirit. With its warm climate, friendly atmosphere, and a plethora of outdoor activities, Fernandina Beach is the perfect place to call home.

One of the most appealing aspects of Fernandina Beach is its diverse real estate market, particularly for those seeking homes under $700,000. Whether you’re looking for a cozy beach cottage, a modern family home, or a charming historic property, you’ll find a variety of options that cater to different tastes and lifestyles. Many of these homes offer breathtaking views of the Atlantic Ocean or are just a short stroll away from the sandy shores, allowing residents to enjoy the coastal lifestyle to the fullest.

Fernandina Beach boasts a vibrant downtown area filled with boutique shops, delightful eateries, and local art galleries. The community is also home to several parks, golf courses, and recreational facilities, making it an ideal destination for families and outdoor enthusiasts alike. With a strong sense of community and a calendar full of events, including festivals and farmers' markets, there’s always something happening in this charming coastal town.

If you’re ready to embrace the Fernandina Beach lifestyle, exploring homes under $700,000 is a fantastic place to start. Discover your perfect piece of paradise in this welcoming community, where coastal living meets Southern charm!

Newest Fernandina Beach Homes under $700,000

1230 Beech Street, Fernandina Beach
$689,000
3 Beds ⋅ 2 Baths ⋅ 2167429 MLS
Historic charm meets laid-back island living in this completely remodeled Amelia Island home overlooking Central Park. From mornings at the beach to afternoons exploring downtown Fernandina's local shops and evenings enjoying waterfront dining, this location puts the best of island life within easy reach. This 3-bedroom home pairs timeless character with thoughtful modern updates. Refinished original hardwood floors, abundant natural light, and custom 6-inch baseboards, casings, crown molding, and stair rails create a warm, inviting interior. Updated plumbing and electrical, new windows, and new ductwork complement the home's historic appeal. The beautifully designed kitchen features solid wood slim shaker cabinetry with soft-close hinges, quartz countertops, a decorator tile backsplash, Amerock hardware, stainless appliances, and bar seating—an inviting gathering spot before a beach day or a night downtown. Upstairs, the primary suite offers a private retreat with a custom walk-in closet and a spacious bathroom featuring dual vanities, a soaking tub, decorator tile, and a large walk-in shower with dual shower heads. Two downstairs bedrooms offer flexibility for guests or a home office, while the main-floor bathroom features a glass-enclosed walk-in shower and timeless finishes. Outside, paver driveways and walkways enhance the curb appeal, while mature trees, a fenced backyard, and a spacious rear deck set the scene for relaxed island evenings and outdoor entertaining. A shed provides additional space for storage or hobbies. Situated on a 4,356-square-foot lot directly across from Central Park, this move-in-ready home brings together historic Fernandina Beach character, modern comfort, and convenient access to Amelia Island's beaches, downtown, and waterfront. Come discover a place where park views, beach days, and coastal charm are part of everyday life. Furniture is negotiable. KITCHEN & APPLIANCES New appliances throughout Solid wood slim shaker cabinetry with soft-close hinges Quartz countertops and quality Amerock cabinet hardware UPDATED SYSTEMS New electrical panel and complete rewiring All-new plumbing New A/C ductwork; existing A/C units INTERIOR DETAILS Original hardwood floors, completely refinished Custom stair rails and trim moldings New windows, walls and doors PRIMARY SUITE Custom walk-in closet Dual-sink vanities and vessel soaking tub OUTDOOR LIVING New deck and fenced backyard New paver driveway Custom-built garden shed Optional home warranty available with a reasonable offer. Furniture available for purchase, if desired.

1230 Beech Street, Fernandina Beach
911 S 7th Street, Fernandina Beach
$565,000
3 Beds ⋅ 3 Baths ⋅ 2167412 MLS
Come live on Amelia Island with no HOA fees. This 3-bedroom, 2.5-bath home features an open kitchen with granite countertops, stainless steel appliances, a pantry, LVP flooring 1st floor and countertop seating with plenty of entertaining space in your 16 x 18 living room. Enjoy a spacious living area, one-car garage, ample driveway parking, and a long, fully fenced backyard with a fire pit. Low-maintenance, move-in ready, and only a short stroll to the charm and character of Historic Downtown Fernandina Beach. Outdoor living is right at your doorstep, with Central Park less than a couple of blocks away—offering pickleball, tennis courts, playgrounds, pétanque, and open green space. Trail access to the 300-acre Egan's Creek Greenway is just a 15-minute walk, while the Atlantic shoreline is only a 10-minute bike ride away. The local farmers market, and many annual festivals are all within walking distance, along with holiday parades—creating endless opportunities to experience "Mayberry

911 S 7th Street, Fernandina Beach
96051 Hickory Place, Fernandina Beach
$474,900
3 Beds ⋅ 2 Baths ⋅ 2167204 MLS
Coming Soon listing, no showings. Welcome to Hickory Place! This beautifully updated 3-Bedroom 2- Bathroom home sits on a spacious corner lot and features a modern, functional open floor plan with split bedrooms and a versatile flex space ideal for a home office.

96051 Hickory Place, Fernandina Beach
604 N 15th Street, Fernandina Beach
$649,000
3 Beds ⋅ 2 Baths ⋅ 2167148 MLS
Live the Amelia Island lifestyle from this beautifully updated, move-in-ready 3-bedroom, 2-bath home on the island's desirable north end. Set on a spacious corner lot along a quiet, mature oak-lined street, this home puts you close to historic downtown Fernandina Beach and the beach. Inside, the newly remodeled kitchen features quartz countertops, soft-close cabinetry, a new stainless steel range hood, and stainless steel appliances including a double oven. The large air-conditioned four-season porch, enclosed with screened and vinyl windows, extends the living space and overlooks the fenced backyard, where there is plenty of room for a pool. A durable Shark coating enhances the driveway, patio, and walkways, while lush landscaping adds to the home's inviting curb appeal. Additional features include a 2-car attached garage, 2024 roof, new HVAC, and updated lighting. With no HOA or CDD restrictions, there's flexibility to enjoy the property your way.

604 N 15th Street, Fernandina Beach
2168 Whitfield Drive, Fernandina Beach
$675,000
3 Beds ⋅ 2 Baths ⋅ 2166887 MLS
AMELIA ISLAND POOL HOME in one of the island's most walkable and bikeable locations! This 1,808 SF home sits on an OVERSIZED, PRIVATE LOT with an IN-GROUND, SOLAR-HEATED POOL, re-marcited in 2023. Inside, the OPEN FLOOR PLAN features updated lighting, NEW APPLIANCES (2021), GAS RANGE and a GAS FIREPLACE. SOLAR adds energy efficiency, while a 2017 ROOF provides added peace of mind. Enjoy a LOW HOA and an unbeatable island lifestyle—walk or bike to the BEACH, River to Sea Trail, Publix, YMCA and Amelia Island's HISTORIC DISTRICT. Located in highly rated Fernandina Beach schools and surrounded by everything that makes island living so desirable. Plenty of outdoor space, a private pool and everyday conveniences close by—leave the car at home and enjoy Amelia Island!

2168 Whitfield Drive, Fernandina Beach
2019 Village Lane, Fernandina Beach
$490,990
3 Beds ⋅ 2 Baths ⋅ 2166716 MLS
Welcome to 2019 Village Lane, a well maintained 3-bedroom, 2-bath home located in the established Island Village community of Fernandina Beach. This spacious two-story home offers 1,775 square feet with a functional layout designed for comfortable everyday living. The main living areas feature luxury vinyl plank flooring, while the bedrooms offer carpet for added comfort. The kitchen features granite countertops and opens to the home's living spaces, creating a practical setup for both everyday living and entertaining. A two-car garage provides convenient parking and additional storage. Located close to shopping, dining, schools, and major roadways, this home offers the convenience of Fernandina Beach living with easy access to everything the area has to offer. Schedule your private showing today and see all that this home has to offer.

2019 Village Lane, Fernandina Beach
96042 Stoney Creek Parkway Unit 903, Fernandina Beach
$269,990
2 Beds ⋅ 2 Baths ⋅ 2166606 MLS
Looking to Simplify Life? This Is the Spot....No mowing, no stairs to climb, just easy, LOW MAINTENANCE LIVING all on one level. This ground-floor 2-bed/2-bath condo in the gated community of Stoney Creek is near the end of the main road & ready to make life a little simpler. Inside, you'll find a MODERN KITCHEN that's beautiful, featuring 42'' solid cabinets, gorgeous countertops & pantry for all your storage needs. There's a cozy breakfast nook for casual mornings, plus plenty of bar seating if you'd rather grab a quick bite or chat with whoever's cooking. The dining area flows right into the living room, creating that OPEN*EASY*LIVING*FEEL. All the appliances are included even washer & dryer. Tile floors run through the kitchen and bathrooms for easy care, while carpet in the living areas and bedrooms. The SPLIT FLOOR PLAN gives you the best of both worlds, with the primary and second bedroom separated from one another. Here's a little bonus most condos can't offer - a 1-car garage And when you want to unwind, step out to your COVERED PATIO a great little spot for morning coffee or letting the dog stretch his legs -- this is a PET-FRIENDLY COMMUNITY! The complex has a SPARKLING POOL to enjoy and BRAND NEW ROOFS installed in 2025. HOA fees are AFFORDABLE** at just $370 monthly. Just a block off State Road 200, so restaurants, shopping & schools are all close by, and 10min to the Beach. And if you commute for work, you're right where you need to be for easy access to I-95. Right now the home is rented on a month-to-month lease, which gives you some nice flexibility whether you're an investor or looking to move in yourself. Use as primary residence, a second home, or a long-term rental. Don't Miss out on this one!

96042 Stoney Creek Parkway Unit 903, Fernandina Beach
95222 Dwight Drive, Fernandina Beach
$250,000
2 Beds ⋅ 2 Baths ⋅ 2166583 MLS
SHORT*SALE* ALERT* Welcome home to this WARM AND INVITING 1994-built home, full of CHARACTER and set on a spacious ONE-ACRE LOT in the highly sought-after FERNANDINA BEACH SCHOOL DISTRICT -- part of Nassau County Schools, RATED #1 IN THE STATE! Thanks to a QUAINT FRONT ADDITION, this home doesn't look like your typical mobile home at all -- it has the CURB APPEAL AND PERSONALITY of a traditional house, with a warm, welcoming feel from the moment you arrive. Enjoy your morning coffee on the inviting FRONT SITTING AREA, the perfect spot to start the day. Inside, the kitchen features an UPDATED SINK and flows openly into the DINING AREA-- ideal for entertaining or everyday living. The LARGE PRIMARY SUITE offers a comfortable retreat, and a versatile BONUS ROOM provides flexibility as a third bedroom, home office, or den.The property is ALMOST ENTIRELY FENCED, with just a small section left open -- great news for pet owners and All who want room to roam. A BACKYARD SHED adds extra storage or workshop space. Best of all -- NO HOA! Bring your boat, RV, work trucks, and toys. There's plenty of space to spread out and make this property your own. Please note: the home does have some Structural Issues in one room, which is reflected in the attractive price. This is a fantastic opportunity for the right buyer to add value in a prime location. Plus, Seller is willing to Sell/Negotiate the Lawn Equipment including a John Deere Riding Mower, etc... Just 15 minutes Door to Shore of Amelia Island and 10 minutes to Shops, Restaurants, and all the Hustle & Bustle of everything you need. If you are headed to Jax or Kings Bay, just 16 minutes to I-95. Endearing, cozy, and PRICED TO SELL -- this one won't last!

95222 Dwight Drive, Fernandina Beach
2158 Hibiscus Court, Fernandina Beach
$469,950
3 Beds ⋅ 3 Baths ⋅ 2166377 MLS
AMELIA ISLAND LIVING WITH EVERYTHING CLOSE BY! This peaceful CORNER END-UNIT condo in sought-after Amelia Green puts the beach, shopping, dining, Starbucks, Publix and the McArthur Family YMCA all within easy walking or biking distance. Light-filled and spacious, this 3BR/2.5BA home offers 1,718 SF with a desirable MAIN-FLOOR PRIMARY SUITE, quartz countertops, large pantry, 1-car garage and separate assigned parking space. Step outside and connect to the Amelia River to Sea Trail, Egan's Creek Greenway and miles of scenic trails. Minutes from historic downtown Fernandina Beach, Fort Clinch State Park and everything that makes Amelia Island special. Zoned for highly rated Nassau County schools. Beach, trails, dining and everyday conveniences—all from your front door.

2158 Hibiscus Court, Fernandina Beach
34040 Lavender Parke Drive, Fernandina Beach
$524,900
3 Beds ⋅ 2 Baths ⋅ 2166327 MLS
Welcome to 34040 Lavender Parke Dr, a thoughtfully upgraded home in the desirable Flora Parke community of Fernandina Beach. Set against a peaceful pond backdrop, this 3-bedroom, 2-bath residence offers a flexible floor plan with a dedicated flex room ideal for a home office, den, or study. The open living areas flow naturally toward a screened rear patio, creating an inviting space to enjoy morning coffee, evening sunsets and tranquil pond views. The expansive, fully fenced backyard provides privacy and plenty of room for entertaining, gardening, play or a future pool. Adding even more value and flexibility, an additional parcel, #26-2N-28-0557-00C1-0000, is included with the sale. The spacious primary suite features two walk-in closets, while numerous thoughtful upgrades enhance everyday comfort, including an i-Wave air purification system, water softener, recirculating hot water pump, sprinkler system, alarm system, and termite bond. The 2-car garage features a power retractable screen, allowing it to function as an extended outdoor living or entertaining space. After a day at the beach or exploring Amelia Island, relax in the private hot tub. With no CDD, an oversized outdoor footprint and a desirable Fernandina Beach location, this Flora Parke home offers the perfect blend of comfort, functionality and relaxed coastal living.

34040 Lavender Parke Drive, Fernandina Beach
85358 Fallen Leaf Drive, Fernandina Beach
$699,750
4 Beds ⋅ 3 Baths ⋅ 2166238 MLS
Located on a highly desirable cul-de-sac street in Amelia Walk with NO CDD bond, this 4-bedroom, plus den, 2.5 bath, 3 car garage, home offers privacy, comfort, and refined living on a quiet street with a peaceful backyard setting for relaxing or entertaining.The kitchen includes modern appliances, ample counter space, and a large island overlooking the main living area. The primary suite offers abundant natural light and a spacious bath with an EXTRA LARGE walk-in closet, plus additional walk-in closet, while three additional bedrooms provide flexibility for guests, family, or office space. Enjoy outdoor living on the screened lanai overlooking a large private yard. Conveniently located near top-rated schools, shopping and just minutes from Amelia Island beaches. Residents of Amelia Walk enjoy resort-style amenities including a large pool with sundecks, fitness center, tennis and pickleball courts, a scenic lake with gazebo, and a children's playground with adjacent soccer field. Owner works from home. Please allow at least one hour's notice for all showing requests.

85358 Fallen Leaf Drive, Fernandina Beach
95182 Timberlake Drive, Fernandina Beach
$375,000
5 Beds ⋅ 3 Baths ⋅ 2166182 MLS
Welcome home to this spacious 5-bedroom, 3-bath home offering 2,508 square feet of bright, open living space in desirable Fernandina Beach. The well-appointed kitchen features stainless steel appliances, a large center island, ample cabinetry, and plenty of space for gathering and entertaining. The open-concept layout flows effortlessly into the main living areas, creating a comfortable and inviting atmosphere. Step outside to a generously sized, fully fenced backyard—perfect for relaxing, entertaining, pets, or outdoor activities. The garage is an organizer's dream, offering an abundance of storage space to keep everything neatly in its place. Conveniently located near beautiful beaches, highly rated schools, shopping, dining, and everything Fernandina Beach has to offer.

95182 Timberlake Drive, Fernandina Beach
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