Fernandina Beach Homes with Waterfront

Fernandina Beach Homes with Waterfront

Welcome to Fernandina Beach, a charming city located in Nassau County, Florida, US. Known for its pristine beaches, historic downtown area, and vibrant community, Fernandina Beach offers a unique blend of natural beauty and small-town charm.

One of the standout features of Fernandina Beach is its stunning waterfront homes. Imagine waking up to picturesque views of the water every day and enjoying waterfront living at its finest. Whether you're looking for a cozy cottage by the sea or a luxurious waterfront estate, Fernandina Beach has something to offer for every taste and budget.

Living in a waterfront home in Fernandina Beach allows you to enjoy a variety of water activities right at your doorstep. From boating and fishing to kayaking and paddleboarding, there's no shortage of ways to make the most of the beautiful waterways that surround the city.

In addition to its natural beauty, Fernandina Beach boasts a rich history and a thriving arts and culture scene. Explore the historic downtown area with its quaint shops and restaurants, attend local art festivals and events, or simply relax on the beach and soak in the laid-back atmosphere.

Whether you're looking for a permanent residence or a vacation home, Fernandina Beach offers a truly special place to call home. Come and discover the magic of waterfront living in this enchanting city on the Florida coast.

Newest Fernandina Beach Homes with Waterfront

$879,000
3 Beds ⋅ 2 Baths ⋅ 2164375 MLS
1.74-Acre Fernandina Beach Waterfront Retreat with Private Dock. Rare opportunity to own a beautifully remodeled waterfront retreat on 1.74 acres along Christopher Creek, offering a private dock, expansive marsh and water views, and access to the Nassau River and Intracoastal Waterway. Surrounded by mature trees and natural Northeast Florida scenery, this 3-bedroom, 2-bath home combines privacy, open space, and direct waterfront enjoyment with a bright, open floor plan designed for comfortable everyday living and entertaining. Inside, the spacious kitchen features new stainless-steel appliances, new cabinetry, generous counter space, a breakfast bar, coffee bar, and adjoining dining area. Extensive improvements add to the home's move-in-ready appeal, including a new roof, HVAC system, plumbing, electrical, windows, Hardie board siding, LVP flooring, interior and exterior paint, well, and septic system The neutral finishes and abundant natural light create a fresh coastal feel while allowing the waterfront views and surrounding landscape to remain the focus. Step outside and enjoy the lifestyle this property was made for. Fish from your private dock or launch your boat, jet skis, kayaks, or paddleboards for a day on the water. With 1.74 acres, approximately 75 feet of waterfront frontage, a covered porch, mature trees, and generous open yard space, there is plenty of room to create your own outdoor retreat--whether you envision a pool, firepit, summer kitchen, garden, additional entertaining areas, or enhanced waterfront amenities. Conveniently located near historic Amelia Island, Fernandina Beach, State parks, public boat ramps, golf courses, shopping, dining, medical services, schools, Jacksonville International Airport, and other Northeast Florida destinations, this property offers a distinctive combination of acreage, waterfront access, privacy, and a fully renovated home!

940596 Old Nassauville Road, Fernandina Beach
$2,000,000
3 Beds ⋅ 2 Baths ⋅ 2164082 MLS
Built in 2024, 2918 Riverbend Walk is located in an intimate 33-lot gated community on Amelia Island, just minutes from historic downtown Fernandina Beach and white-sand beaches. This 2,500 SF home offers 3 bedrooms, 2 baths, an office, TV room, 468 SF of porches and a 2-car garage. The 12,319 SF lot backs to a picturesque pond framed by majestic oak trees. Highlights include 12' ceilings, 8' doors, porcelain tile throughout, an oversized primary suite with custom closet, and a spacious kitchen with large island, oversized refrigerator and walk-in pantry. Multi-slide glass doors open to the rear porch with dual motorized screens and peaceful pond views. Additional upgrades include 4 recessed VersaBoxes concealing TV media wires, custom retractable blinds, custom bath mirrors, security system, Generac generator, gutter leaf filters, insulated windows and brick paver driveway and front porch. Professional landscaping and mature shade oaks complete this exceptional island home. 2918 Riverbend Walk is located in the desirable and cozy 33 lot, boutique gated community on Amelia Island just minutes from historic downtown Fernandina Beach and Amelia Island's white-sand beaches. Amelia Island was voted the No. 2 "Best Island in the Continental U.S." in Travel + Leisure's World's Best Awards and ranked as the No. 1 "Best Island in the U.S." by Global Traveler magazine's Leisure Lifestyle Awards. The home, built in 2024, is 2,500 SF interior area with 468 SF of porches and a 2 car garage for a total of 3,455 SF under roof. The lot is 12,319 SF in area with the rear yard fronting on a pond with massive Oak Trees beyond. The home features 12 foot high ceilings in the main areas, oversized master bedroom suite with custom built-in wood shelves in master closet, 2 additional bedrooms, 2 baths, entry foyer, TV room, office, kitchen with oversized refrigerator, walk-in pantry with built-in wood shelves, large kitchen island with area for bar stools, laundry room, mudroom, front and rear porches and a large 2 car garage. Home features include 12"x24" porcelain tile throughout the entire house including rear porch, custom woodwork shelves in master bedroom closet and kitchen pantry, custom mirrors in bathrooms, 8' tall interior doors, 8' tall multi-slide glass doors to rear porch, double motorized screens at rear porch, 4 rooms with wall recessed VersaBoxes to conceal TV media wires, custom retractable window blinds, plumbing hookups in place for a water softener, security system, backup Generac generator, leaf filters on gutters, concrete brick pavers on driveway and front porch, insulated windows and many more. Professional landscaping installation with massive shade Oak Trees and views from the rear porch to the picturesque neighborhood pond. Showings by appointment only.

2918 Riverbend Walk, Fernandina Beach
$539,000
4 Beds ⋅ 3 Baths ⋅ 2163615 MLS
WELCOME TO THE AUGUSTA II Dream Finders Floor Plan. Original owner. Some added builder upgrades and extras to this 4BR/3BA home for easy living and enjoyment includes but not limited to: Gourmet Kitchen, tile floors, bay windows, built-ins, under the stair storage, just to name a few. 3rd Bay Garage space was built into an open storage area with a closed in front with window. Enjoy the rocking chair front porch/swing with the kids, grandkids or just as a couple. Home features formal living and dining upon entry that can be used as flexible space. Gourmet Kitchen offers 42'' upper cabinets with soft close drawers, wall oven, microwave, under mount sink, Walk in Pantry plus a pantry closet. Primary suite offers a large walk-in closet, bay windows, soaking tub, water closet, and walk-in shower. Guest bedrooms have ample space. Upstairs loft area (4th BR) has its own bath and built-ins that can be used as a guest suite. Enjoy the lake views from your covered lanai and fully fenced yard for your furry friends to roam freely. Come tour this home today and see all the features and storage this home offers. Amelia Concourse offers a Community Pool, Playground, walking paths. This community is close to shopping, restaurants, the beautiful beaches of Amelia Island and Historic downtown. Nassau County schools are A rated. Other points of interest that is close by: Jacksonville International Airport, Kings Bay Naval Station, Mayport, downtown Jacksonville.

95294 Snapdragon Drive, Fernandina Beach
$985,000
2 Beds ⋅ 2 Baths ⋅ 2162924 MLS
Deep Water Access from your back yard--Enjoy peaceful coastal living with forever changing views on this 1.29 private acres on deep water. Located only ½ mile from Holly Point Boat Ramp on Christopher Creek, this Fernandina Beach property offers quick access to boating, fishing, and the scenic creeks leading to the Nassau River and Intracoastal Waterway. Best of all, there is NO HOA, providing the freedom to bring your boat, trailer, or recreational vehicles. This brick home features 3 bedrooms, 2 bathrooms, The functional layout includes a spacious living room with fireplace. One of the star features of the home is the expansive Florida room, creating an incredible indoor-outdoor gathering space complete with an outdoor kitchen setup! Perfect for hosting guest or relaxing while enjoying the natural surroundings.The property also has 2 wells , one that is deep water and the other is artesian. The property also includes a large detached workshop with a full bathroom. Situated on over an acre with mature trees and privacy, the property also offers a covered front porch, spacious garage, and plenty of room for outdoor equipment and toys. Enjoy a quiet, tucked-away setting while still being just a short drive to Amelia Island beaches, historic downtown Fernandina Beach, shopping, and dining.

95002 Lanier Road, Fernandina Beach
$900,000
2 Baths ⋅ 2162889 MLS
Motivated Seller! Oceanfront • Corner 4th-Floor Unit • Completely Renovated This rare 4th-floor corner residence in Building A of Amelia Surf & Racquet Club offers panoramic Atlantic Ocean views through wide corner windows and sliders leading to a private balcony overlooking the beach. The 2-bedroom, 2-bath layout features a bright, open living area designed to showcase the coastline. Recent updates include brand-new, never-used appliances, new interior doors, fresh paint throughout, smooth-finished ceilings, and brand new luxury vinyl plank (LVP) flooring throughout. Both bathrooms and the kitchen have been refreshed with modern finishes and fixtures. Located in a gated oceanfront community featuring: Two beachfront pools Four tennis courts Two private dune walkovers for direct beach access The COA fee conveniently includes insurance, water, sewer, and trash services Perfectly positioned just 0.8 miles from Harris Teeter and Amelia Market shops, 0.8 miles to Peters Point Beachfront Park, and only 0.3 miles to The Ritz-Carlton, Amelia Island -- where residents can easily access world-class resort amenities such as: Salt - an award-winning fine dining restaurant Coquina - oceanfront coastal dining with open-air seating The Lobby Bar - live music and sunset cocktails Ritz-Carlton Spa - full-service spa and relaxation lounge Golf Club of Amelia Island - championship 18-hole course Tennis and Pickleball Center - professional courts and instruction Resort boutiques, firepits, and oceanfront lounges Includes 3D tour, video, and interactive floor plan for full virtual viewing. brand-new flooring, 4th-floor privacy, and unobstructed ocean views -- all just steps from Amelia Island's most exclusive resort amenities.

4800 Amelia Island Parkway Unit A-119, Fernandina Beach
$1,500,000
2162829 MLS
TRUE DEEP WATER HOMESITE! 25 TO 30 FEET OF WATER AT ALL TIDES, APPROXIMATELY 100 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS ABOUT 12 MINUTES AWAY BY BOAT. This rare, nearly ONE-ACRE WATERFRONT PROPERTY offers an exceptional opportunity to create a custom home in an established enclave of MULTIMILLION-DOLLAR RESIDENCES. The lot is FLAT, OUTSIDE THE FLOOD ZONE and protected along the waterfront by a HEAVILY REINFORCED RIPRAP SHORELINE. With NO HOA OR CDD, you have the freedom to design a waterfront residence around the lifestyle this remarkable setting provides. And there is no need to rush the process. An UPDATED, MOVE-IN READY 3-BEDROOM, 2-BATH BRICK HOME is already on the property, allowing you to enjoy the river, dock and boating lifestyle immediately while you design and plan your future home. The existing residence features an open-concept layout, newer HVAC, new windows, an expansive covered patio and broad water views. When the time comes to build, the existing home can be removed relatively quickly and economically. THIS IS THE KIND OF WATERFRONT THAT IS ALMOST IMPOSSIBLE TO RECREATE. Boat, fish and explore directly from your backyard. Cast for largemouth bass, redfish, bream and crappie; watch dolphins, sea turtles, otters, pelicans, ospreys and eagles; and enjoy SpaceX launches from the riverfront. All within easy reach of Fernandina's beaches, dining, shopping and historic downtown. BUY IT FOR THE LAND. ENJOY IT FOR THE HOUSE. BUILD WHEN YOU ARE READY.

LOT 1 Wilder Boulevard, Fernandina Beach
$1,100,000
2 Beds ⋅ 2 Baths ⋅ 2161792 MLS
RARE OCEANFRONT INCOME OPPORTUNITY. GROUND-FLOOR OCEANFRONT residence with DIRECT WALK-OUT ACCESS TO THE POOL, BEACH WALKWAY AND OCEAN beyond. This beautifully renovated 2BR/2BA condo delivers the combination buyers want most: a PRIME OCEANFRONT LOCATION, effortless personal enjoyment and a STRONG, PROVEN INCOME HISTORY. Offered FULLY FURNISHED and TURNKEY, the interiors were thoughtfully renovated and professionally curated with a soft coastal palette, crisp lines and refined finishes. From the living area and primary suite, enjoy views of the pool, palms and ocean with the beach just steps from your door. Equally compelling as an investment, this is ONE OF THE FEW UNITS CURRENTLY OFFERED ON THE MARKET WITH THIS LEVEL OF ESTABLISHED RENTAL PERFORMANCE, supported by a 5-STAR VRBO/AIRBNB HISTORY generating approximately $100,000 ANNUALLY. Rental income covers the property's operating expenses and projected mortgage expense, all while allowing the owner to enjoy the property personally and participate in the unit's long-term historical appreciation, estimated at an average of 4.2% annually. Located in gated Amelia Surf & Racquet Club near the Ritz-Carlton, golf, bike paths and historic downtown Fernandina Beach.

4800 Amelia Island Parkway Unit B-103, Fernandina Beach
$1,052,180
4 Beds ⋅ 3 Baths ⋅ 2161671 MLS
Live in style with the Egret V! 3,000+ sq ft with 4 bedrooms, 3 baths, and open-concept living. Deluxe kitchen, expansive living room, and covered lanai for entertaining or relaxing. Private master suite with tray ceiling, walk-in closets, and spa-inspired bath. Flexible spaces and endless customization options create your dream home.

95353 Bentgrass Court, Fernandina Beach
$574,000
4 Beds ⋅ 3 Baths ⋅ 2161501 MLS
Welcome to 86120 Montauk Drive in North Hampton! Situated on an oversized .55-acre corner lot with peaceful lake and golf course views, this light-filled home offers 4 bedrooms, 3 full baths and 2,340 sq. ft. of flexible living space. Soaring ceilings and abundant natural light complement multiple living and dining areas. The kitchen features quartz countertops, stainless steel appliances, generous cabinetry and a bright breakfast area. French doors open to an expansive screened lanai overlooking the spacious yard. Three bedrooms and two full baths are located on the main level, while upstairs offers a private 4th bedroom with an en-suite bath, ideal for guests, an office, game room or second living space. North Hampton amenities include an Arnold Palmer-designed golf course, pool, tennis, pickleball, playground and The Outpost on Lofton Creek for kayaking and fishing. Just a short drive to Amelia Island beaches and downtown Fernandina Beach.

86120 Montauk Drive, Fernandina Beach
$750,000
3 Beds ⋅ 2 Baths ⋅ 2160424 MLS
ELEVATED COASTAL LIVING awaits in this impeccably designed, 3-bedroom, 2-bath MARSHfront townhome nestled in an intimate waterfront community. Showcasing over $175,000 in premium upgrades, this exceptional residence offers breathtaking MARSH VIEWS from both the upper and lower covered decks with effortless access via a private elevator. Designer finishes abound, including Hallmark Novella Hemingway HARDWOOD flooring throughout, 6-inch baseboards, crown molding, SOLID-CORE doors, custom SHIPLAP accents, and Gregory Wood custom shelving in the pantry, linen closets, and all bedroom closets. The gourmet kitchen features Level 7 Charleston Maple cabinetry in Pewter Glaze, GRANITE countertops, a Tesoro Grunge Blue tile backsplash, 36-inch GAS cooktop, counter-depth refrigerator, and a spacious PREP kitchen for added storage and workspace. Entertain with ease at the WET BAR complete with a wine cooler and glass-front cabinetry. The luxurious primary bath offers a frameless glass shower with a built-in bench, while the secondary bath showcases Carrara white MARBLE hexagon tile. Additional upgrades include over $50,000 in automated shades and custom drapery, a stylish drop zone with shiplap and bench, laundry room cabinetry with a farmhouse sink, added recessed lighting, comfort-height toilets, and pre-plumbing for a water softener and outdoor kitchen. A spacious 2-car garage with epoxy flooring completes the home. Enjoy a low-maintenance lifestyle with access to the community pool and tennis courts, all just minutes from Amelia Island's beaches. Every detail has been thoughtfully selected to create a refined coastal retreat where luxury, comfort, and spectacular marsh views come together.

88050 Marsh View Way, Fernandina Beach
$134,900
2160247 MLS
Build your dream home on this half-acre homesite in the desirable gated community of Southern Creek. Offering peaceful pond views and a beautiful natural setting, this spacious parcel provides an ideal opportunity to create a custom residence with room to enjoy the relaxed Northeast Florida lifestyle. Conveniently located near Amelia Island's beaches, historic downtown Fernandina Beach, shopping, dining and everyday amenities. Bring your vision and discover the possibilities this exceptional homesite offers! Buyer to verify all building requirements, utilities, HOA information and property dimensions. Some photos have been digitally enhanced for presentation purposes.

85245 Southern Creek Boulevard, Fernandina Beach
$499,000
5 Beds ⋅ 4 Baths ⋅ 2160043 MLS
Priced to move, this lakefront beauty in Amelia Walk is ready for its next chapter. Wide-open lake views set the tone from the moment you walk in, flowing through an open-concept layout where the gourmet kitchen, bathed in natural light, overlooks the family room and makes everyday living feel effortless. Retreat to the first-floor primary suite, complete with his-and-her closets and vanities for a true owners' getaway. A formal dining room and a dedicated flex space just off the foyer round out the main level, ideal for a home office, study, or whatever your lifestyle calls for. Upstairs, a spacious bonus room joins four additional bedrooms and two full baths, giving everyone room to spread out. Thoughtful design and custom touches carry through every corner of this home, from generous storage to quality finishes that elevate the everyday. Outside, the fenced backyard and brick paver patio open onto sweeping lake views, your private setting for morning coffee, evening sunsets, or weekend gatherings under the open sky. And with plenty of room to spare, this backyard is ready for a future pool, giving you the chance to build your own private oasis. Beyond your front door, Amelia Walk delivers resort-style living: a community pool, tennis courts, walking paths, and a clubhouse, all just steps away. Conveniently located near A-rated Yulee schools with a bus stop right out front, you're also just minutes from shopping and the area's beautiful beaches.

85030 Champlain Drive, Fernandina Beach
Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data is up-to-date as of . For the most current information, contact Keller Williams Atlantic Partners.