Fernandina Beach Homes under $500,000

Fernandina Beach Homes under $500,000

Welcome to Fernandina Beach, a hidden gem nestled on the picturesque Amelia Island in Nassau County, Florida. Renowned for its stunning coastline, charming historic district, and vibrant community spirit, Fernandina Beach offers an idyllic setting for those seeking both relaxation and adventure. With its rich history dating back to the 16th century, the city boasts beautiful Victorian architecture, delightful boutiques, and mouthwatering dining options that celebrate the local seafood.

One of the most appealing aspects of Fernandina Beach is the accessibility of homes under $500,000. This makes it an attractive option for first-time homebuyers, families, and retirees alike. From cozy beach cottages to modern townhomes, there is a diverse array of properties that cater to various lifestyles and preferences. Imagine waking up to the sound of waves crashing on the shore, enjoying morning strolls along the beach, and hosting barbecues in your backyard—this is the lifestyle that awaits you in Fernandina Beach.

In addition to its stunning natural beauty, residents enjoy a plethora of outdoor activities, including fishing, kayaking, and hiking in nearby parks. The city's welcoming community hosts numerous events throughout the year, fostering connections and creating lasting memories. With its perfect blend of coastal charm and affordability, Fernandina Beach is not just a place to live; it’s a place to thrive. Explore your options today and discover why so many are choosing to call this enchanting city home!

Newest Fernandina Beach Homes under $500,000

96051 Hickory Place, Fernandina Beach
$474,900
3 Beds ⋅ 2 Baths ⋅ 2167204 MLS
Coming Soon listing, no showings. Welcome to Hickory Place! This beautifully updated 3-Bedroom 2- Bathroom home sits on a spacious corner lot and features a modern, functional open floor plan with split bedrooms and a versatile flex space ideal for a home office.

96051 Hickory Place, Fernandina Beach
2019 Village Lane, Fernandina Beach
$490,990
3 Beds ⋅ 2 Baths ⋅ 2166716 MLS
Welcome to 2019 Village Lane, a well maintained 3-bedroom, 2-bath home located in the established Island Village community of Fernandina Beach. This spacious two-story home offers 1,775 square feet with a functional layout designed for comfortable everyday living. The main living areas feature luxury vinyl plank flooring, while the bedrooms offer carpet for added comfort. The kitchen features granite countertops and opens to the home's living spaces, creating a practical setup for both everyday living and entertaining. A two-car garage provides convenient parking and additional storage. Located close to shopping, dining, schools, and major roadways, this home offers the convenience of Fernandina Beach living with easy access to everything the area has to offer. Schedule your private showing today and see all that this home has to offer.

2019 Village Lane, Fernandina Beach
96042 Stoney Creek Parkway Unit 903, Fernandina Beach
$269,990
2 Beds ⋅ 2 Baths ⋅ 2166606 MLS
Looking to Simplify Life? This Is the Spot....No mowing, no stairs to climb, just easy, LOW MAINTENANCE LIVING all on one level. This ground-floor 2-bed/2-bath condo in the gated community of Stoney Creek is near the end of the main road & ready to make life a little simpler. Inside, you'll find a MODERN KITCHEN that's beautiful, featuring 42'' solid cabinets, gorgeous countertops & pantry for all your storage needs. There's a cozy breakfast nook for casual mornings, plus plenty of bar seating if you'd rather grab a quick bite or chat with whoever's cooking. The dining area flows right into the living room, creating that OPEN*EASY*LIVING*FEEL. All the appliances are included even washer & dryer. Tile floors run through the kitchen and bathrooms for easy care, while carpet in the living areas and bedrooms. The SPLIT FLOOR PLAN gives you the best of both worlds, with the primary and second bedroom separated from one another. Here's a little bonus most condos can't offer - a 1-car garage And when you want to unwind, step out to your COVERED PATIO a great little spot for morning coffee or letting the dog stretch his legs -- this is a PET-FRIENDLY COMMUNITY! The complex has a SPARKLING POOL to enjoy and BRAND NEW ROOFS installed in 2025. HOA fees are AFFORDABLE** at just $370 monthly. Just a block off State Road 200, so restaurants, shopping & schools are all close by, and 10min to the Beach. And if you commute for work, you're right where you need to be for easy access to I-95. Right now the home is rented on a month-to-month lease, which gives you some nice flexibility whether you're an investor or looking to move in yourself. Use as primary residence, a second home, or a long-term rental. Don't Miss out on this one!

96042 Stoney Creek Parkway Unit 903, Fernandina Beach
95222 Dwight Drive, Fernandina Beach
$250,000
2 Beds ⋅ 2 Baths ⋅ 2166583 MLS
SHORT*SALE* ALERT* Welcome home to this WARM AND INVITING 1994-built home, full of CHARACTER and set on a spacious ONE-ACRE LOT in the highly sought-after FERNANDINA BEACH SCHOOL DISTRICT -- part of Nassau County Schools, RATED #1 IN THE STATE! Thanks to a QUAINT FRONT ADDITION, this home doesn't look like your typical mobile home at all -- it has the CURB APPEAL AND PERSONALITY of a traditional house, with a warm, welcoming feel from the moment you arrive. Enjoy your morning coffee on the inviting FRONT SITTING AREA, the perfect spot to start the day. Inside, the kitchen features an UPDATED SINK and flows openly into the DINING AREA-- ideal for entertaining or everyday living. The LARGE PRIMARY SUITE offers a comfortable retreat, and a versatile BONUS ROOM provides flexibility as a third bedroom, home office, or den.The property is ALMOST ENTIRELY FENCED, with just a small section left open -- great news for pet owners and All who want room to roam. A BACKYARD SHED adds extra storage or workshop space. Best of all -- NO HOA! Bring your boat, RV, work trucks, and toys. There's plenty of space to spread out and make this property your own. Please note: the home does have some Structural Issues in one room, which is reflected in the attractive price. This is a fantastic opportunity for the right buyer to add value in a prime location. Plus, Seller is willing to Sell/Negotiate the Lawn Equipment including a John Deere Riding Mower, etc... Just 15 minutes Door to Shore of Amelia Island and 10 minutes to Shops, Restaurants, and all the Hustle & Bustle of everything you need. If you are headed to Jax or Kings Bay, just 16 minutes to I-95. Endearing, cozy, and PRICED TO SELL -- this one won't last!

95222 Dwight Drive, Fernandina Beach
2158 Hibiscus Court, Fernandina Beach
$469,950
3 Beds ⋅ 3 Baths ⋅ 2166377 MLS
AMELIA ISLAND LIVING WITH EVERYTHING CLOSE BY! This peaceful CORNER END-UNIT condo in sought-after Amelia Green puts the beach, shopping, dining, Starbucks, Publix and the McArthur Family YMCA all within easy walking or biking distance. Light-filled and spacious, this 3BR/2.5BA home offers 1,718 SF with a desirable MAIN-FLOOR PRIMARY SUITE, quartz countertops, large pantry, 1-car garage and separate assigned parking space. Step outside and connect to the Amelia River to Sea Trail, Egan's Creek Greenway and miles of scenic trails. Minutes from historic downtown Fernandina Beach, Fort Clinch State Park and everything that makes Amelia Island special. Zoned for highly rated Nassau County schools. Beach, trails, dining and everyday conveniences—all from your front door.

2158 Hibiscus Court, Fernandina Beach
95182 Timberlake Drive, Fernandina Beach
$375,000
5 Beds ⋅ 3 Baths ⋅ 2166182 MLS
Welcome home to this spacious 5-bedroom, 3-bath home offering 2,508 square feet of bright, open living space in desirable Fernandina Beach. The well-appointed kitchen features stainless steel appliances, a large center island, ample cabinetry, and plenty of space for gathering and entertaining. The open-concept layout flows effortlessly into the main living areas, creating a comfortable and inviting atmosphere. Step outside to a generously sized, fully fenced backyard—perfect for relaxing, entertaining, pets, or outdoor activities. The garage is an organizer's dream, offering an abundance of storage space to keep everything neatly in its place. Conveniently located near beautiful beaches, highly rated schools, shopping, dining, and everything Fernandina Beach has to offer.

95182 Timberlake Drive, Fernandina Beach
96177 Piedmont Drive, Fernandina Beach
$360,000
3 Beds ⋅ 2 Baths ⋅ 2165475 MLS
Welcome to 96177 Piedmont Dr in Fernandina Beach! This inviting corner-lot home offers comfortable living, thoughtful updates, and a convenient location. The open-concept layout creates an easy flow for everyday living and entertaining, while fresh interior paint and large closets in every bedroom add comfort and functionality. The kitchen features new appliances, and a new washer and dryer provide added convenience. Enjoy Florida's beautiful weather from the screened porch while relaxing in the fully fenced backyard. The 2024 roof offers peace of mind. With a low HOA fee and close proximity to shopping and dining, this home makes everyday living easy. Plus, Amelia Island's upscale shopping, dining, beaches, and resorts are just a short drive away!

96177 Piedmont Drive, Fernandina Beach
95152 Snapdragon Drive, Fernandina Beach
$438,900
4 Beds ⋅ 2 Baths ⋅ 2165384 MLS
SELLER WILLING TO PAY OFF REMAINING CDD BOND WITH ACCEPTABLE OFFER. Welcome to 95152 Snapdragon Drive, a beautifully maintained, like new, 4-bedroom, 2-bath home DEEP in Amelia Concourse on a quiet street with serene pond views and a partially paid CDD bond. Built in 2019 by Dream Finders Homes, this 1,866-square-foot Davidson floor plan offers an inviting layout with thoughtful finishes and comfortable everyday living. The heart of the home is the stylish kitchen, featuring 42-inch white cabinetry, stainless steel appliances, a gas cooktop, pantry, designer backsplash, pendant lighting, and a large island overlooking the spacious family room. Tile flooring flows throughout the main living areas, creating a clean, cohesive feel. The owner's suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower, and walk-in closet. Three additional bedrooms and a full bath are located on the opposite side of the home, providing flexibility for family, guests, or a home office. Step outside to the back lanai and fully fenced backyard, where the pond provides a peaceful backdrop and beautiful sunset views. Full irrigation adds to the home's convenience and appeal. Amelia Concourse offers resort-style amenities including a beach-entry pool, clubhouse, playground, and more. Conveniently located near Amelia Island's beaches, historic downtown Fernandina Beach, shopping, dining, schools, and Jacksonville, this home combines comfortable coastal living with convenient access to everything Northeast Florida has to offer.

95152 Snapdragon Drive, Fernandina Beach
716 S 12th Street, Fernandina Beach
$360,000
3 Beds ⋅ 2 Baths ⋅ 2165345 MLS
Live in the heart of Amelia Island! This charming 3-bedroom, 2-bath home offers a fresh, move-in-ready feel and an incredible opportunity to enjoy the island lifestyle. Historic Downtown Fernandina Beach is approximately ¾ of a mile away, with the beach just about 2 miles from your doorstep. The home has been refreshed with major updates, including a NEW A/C (2026), NEW ROOF (2025), updated kitchen, new flooring throughout, fresh interior and exterior paint, new doors, and a new front deck. The fully fenced yard with a wood privacy fence provides added privacy and a great outdoor space to relax or entertain. Whether you're heading downtown for shopping and dining or spending the day at the beach, this location puts some of Fernandina Beach's most popular destinations within easy reach. The front lawn has been digitally enhanced for presentation purposes.

716 S 12th Street, Fernandina Beach
95080 Periwinkle Place, Fernandina Beach
$458,900
4 Beds ⋅ 3 Baths ⋅ 2165137 MLS
Don't let rates keep you from buying now. Save now with a $5,000 seller credit toward a rate buydown or closing costs. Freshly painted inside and out, this move-in-ready Amelia Concourse home welcomes you with 4 bedrooms, 2.5 baths and 2,556 square feet. A covered entry and established landscaping set an inviting tone. Upstairs, built-in bookshelves and wood tone LVP adds character, while downstairs tile flooring complements the lower level. The kitchen features rich wood-tone cabinetry, dark polished countertops, a generous island with seating overhang, glass pendant lights, stainless-finish appliances, and a pantry with wraparound shelving. A window above the sink brings in natural light. The spacious primary bedroom offers room to unwind and a large closet to keep things organized. Step onto the screened porch for morning coffee or a relaxed evening with a scenic pond view. Set on a large lot and built in 2011, this two-story home blends generous space with welcoming details. PROPERTY HIGHLIGHTS • 4 bedrooms • 2.5 bathrooms • 2,460 square feet of living space • Built in 2011 • Fresh paint inside and out • Move-in-ready presentation • Built-in bookshelves • LVP flooring in loft upstairs, with tile in the lower area • Spacious primary bedroom and large closet • Screened porch • Pond view • Large lot From the freshly painted interior and exterior to the personal touches waiting to fill the bookshelves, this home offers a welcoming backdrop for your next chapter. Schedule a showing to explore it for yourself.

95080 Periwinkle Place, Fernandina Beach
82743 Belvoir Court, Fernandina Beach
$440,000
4 Beds ⋅ 2 Baths ⋅ 2165082 MLS
Welcome to 82743 Belvoir Ct, you'll notice 4 generously sized bedrooms, 2 full bathroom inviting 2,121 square feet of comfortable living space in beautiful Fernandina Beach! Currently with highly rated schools for all ages. This home offers the perfect blend of space & functionality. The open and inviting layout provides plenty of room for both everyday living, while also entertaining your friends and family. This home features a screened in back porch including a gazebo in the backyard offering a serene area for relaxation with evening barbeques. a stunning 3-car garage providing exceptional storage and parking space. Custom blinds were installed throughout providing privacy and style. Enjoy the coastal lifestyle Fernandina Beach has to offer, with convenient access to beaches, shopping, dining, parks, and the charm of historic downtown. this location has what you're looking for in your next family home or a place to enjoy everything Northeast Florida has to offer.

82743 Belvoir Court, Fernandina Beach
2169 Hibiscuis Court, Fernandina Beach
$464,000
3 Beds ⋅ 3 Baths ⋅ 2164942 MLS
Beautiful 3-bedroom, 2.5-bath townhome, ideally located in the heart of Amelia Island just one mile from the beach. This inviting home offers the perfect blend of comfort, convenience, and coastal lifestyle, with grocery stores, restaurants, and everyday amenities all within walking distance. The spacious owner's suite is conveniently located on the main floor, along with an open living and dining area, well-appointed kitchen, and a screened porch perfect for enjoying your morning coffee or relaxing after a day at the beach. Cathedral ceilings and an open floor plan create a bright, airy feel throughout the main living spaces. Upstairs, you'll find two additional bedrooms and a full bath, offering plenty of privacy for family or guests. A one-car garage provides convenient parking and extra storage for your vehicle, bikes, beach chairs, and other coastal essentials. Step outside to your private patio which creates a serene setting for outdoor entertaining.

2169 Hibiscuis Court, Fernandina Beach
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