440-Fernandina Beach Downtown-South Homes under $700,000

440-Fernandina Beach Downtown-South Homes under $700,000

Welcome to the charming neighborhood of 440-Fernandina Beach Downtown-South, a hidden gem nestled in the heart of Fernandina Beach, Florida. This vibrant area boasts a unique blend of coastal charm and rich history, making it an ideal place for families, retirees, and anyone seeking a laid-back lifestyle by the sea.

As you stroll through the tree-lined streets, you’ll find an array of delightful shops, cafes, and restaurants, all just a stone’s throw away from the stunning Atlantic coastline. The downtown area is known for its quaint boutiques and artisanal markets, where you can discover everything from handmade crafts to fresh local produce. The community is alive with events throughout the year, including festivals, farmers’ markets, and art shows, fostering a strong sense of camaraderie among residents.

For those looking to invest in their dream home, the neighborhood offers a selection of charming properties under $700,000. These homes reflect the character of Fernandina Beach, featuring coastal-inspired designs, spacious layouts, and inviting outdoor spaces perfect for entertaining or simply enjoying the warm Florida sunshine. Whether you’re searching for a cozy cottage or a modern family home, you’ll find options that cater to diverse tastes and lifestyles.

Living in 440-Fernandina Beach Downtown-South means embracing a relaxed coastal lifestyle while being part of a welcoming community. With its stunning beaches, rich history, and vibrant culture, this neighborhood is truly a place where you can create lasting memories. Come and explore all that Fernandina Beach has to offer!

Newest 440-Fernandina Beach Downtown-South Homes under $700,000

2019 Village Lane, Fernandina Beach
$490,990
3 Beds ⋅ 2 Baths ⋅ 2166716 MLS
Welcome to 2019 Village Lane, a well maintained 3-bedroom, 2-bath home located in the established Island Village community of Fernandina Beach. This spacious two-story home offers 1,775 square feet with a functional layout designed for comfortable everyday living. The main living areas feature luxury vinyl plank flooring, while the bedrooms offer carpet for added comfort. The kitchen features granite countertops and opens to the home's living spaces, creating a practical setup for both everyday living and entertaining. A two-car garage provides convenient parking and additional storage. Located close to shopping, dining, schools, and major roadways, this home offers the convenience of Fernandina Beach living with easy access to everything the area has to offer. Schedule your private showing today and see all that this home has to offer.

2019 Village Lane, Fernandina Beach
1992 Palm Drive, Fernandina Beach
$335,000
3 Beds ⋅ 1 Baths ⋅ 2161913 MLS
ISLAND LIVING in a QUIET, CONVENIENT LOCATION! This charming 3 Bedroom, 1 Bath home offers an incredible opportunity to enjoy the Amelia Island lifestyle while being close to everything Fernandina Beach has to offer or could be the PERFECT INVESTMENT OPPORTUNITY with SHORT TERM RENTABILITY OPTIONS! Situated on a LARGE CORNER LOT along a quiet street just OUTSIDE THE CITY LIMITS this classic 1950s home features 1,092 square feet of comfortable living space with fresh paint, new bedroom doors, some updated electrical and lighting, plus a brand new refrigerator. On the exterior, you'll appreciate the LARGE CARPORT and OVERSIZED STORAGE SHED--perfect for bikes, beach gear, tools, a workshop, or all those island extras! The spacious lot provides plenty of room to enjoy the outdoors, garden, entertain, or create your own backyard retreat. Whether you're looking for a PRIMARY RESIDENCE, ISLAND GETAWAY, or a home you can update and make your own, this property offers a combination of location, lot size, and potential that's hard to find on Amelia Island. Enjoy being just minutes from the BEACH, HISTORIC DOWNTOWN FERNANDINA BEACH, shopping, dining, schools, and everything that makes island living so special!

1992 Palm Drive, Fernandina Beach
1878 Carnation Street, Fernandina Beach
$663,500
3 Beds ⋅ 3 Baths ⋅ 2159774 MLS
Looking for the perfect spot to put down roots? This POPULAR Amelia Park Town-Home, known for it's Residential Urbanism has 3-bed/2.5-baths. It CHECKS ALL the BOXES for Singles, Professionals, Couples & Growing Families, and it comes with a serious bonus: Nassau County schools are ranked #1 in the entire state. Yep, #1. That's the kind of PEACE of MIND every parent wants . BEAUTIFULLY MAINTAINED -- NEWER ROOF hardwood floors, crown molding, and high ceilings that make the living room feel BRIGHT and OPEN the moment you walk in. Head upstairs (runner-lined stairs, because details matter) and you'll find all three bedrooms tucked away for everyone's own space. The kitchen is MADE for REAL LIFE -- granite counters, white cabinets, a breakfast bar for quick lunches or homework time, and every appliance included, right down to the washer and dryer. Less to buy, LESS TO WORRY ABOUT, More TIME for what MATTERS. Outside, the fenced courtyard with its own gazebo is begging for backyard cookouts & parties, and lazy weekend mornings w/coffee. The detached 2-car garage gives you plenty of room for bikes, sports gear, & all the stuff that comes with family life. Bring the whole crew -- this is one of the MOST PET FRIENDLY COMMUNITIES on Amelia Island, with sidewalks winding throughout the neighborhood that make evening dog walks & strolls part of everyday life. And it's genuinely WALKABLE too -- grab your morning coffee, run to the store, or meet friends for lunch at the little Bistro without ever needing to hop in the car. You're also just 1.5 miles from the beach and a little over 2 miles from downtown Fernandina Beach. The YMCA is just a few blocks away. This home is READY for YOU! Let's see it today!

1878 Carnation Street, Fernandina Beach
1601 Nectarine Street Unit I1, Fernandina Beach
$369,900
3 Beds ⋅ 2 Baths ⋅ 2159178 MLS
COMPLETELY REMODELED, great location and PRICED TO SELL! Own your piece of paradise on Amelia Island in this rare first-floor, corner-unit condo located in the gated community of The Palms at Amelia. Just one block from the hospital and within walking and biking distance to the pristine beaches of Amelia Island and the historic downtown of Fernandina Beach, this property offers an exceptional coastal lifestyle with everyday convenience. This fully remodeled condo features wood-look, tile flooring throughout, all new white, custom kitchen cabinetry with sparkling quartz countertops and stainless-steel appliances. The custom cabinetry is extended into the dining room for additional storage and organization. Both bathrooms have been nicely updated with coastal charm. Enjoy the ease of no stairs, ample parking and low maintenance living. Community amenities include a year-round heated pool and hot tub, cabana, picnic area and grills creating an outdoor space for relaxing and entertaining. Short-term rentals are not permitted, making this condo perfect for a primary residence, second home or weekend getaway. Nassau County School District is the #1 District in the state of Florida with all "A" rated schools.

1601 Nectarine Street Unit I1, Fernandina Beach
1745 Pheasant Lane, Fernandina Beach
$599,900
3 Beds ⋅ 2 Baths ⋅ 2154518 MLS
This upgraded pool home on Amelia Island features no hoa, and offers the perfect opportunity for an island-style primary residence or a lucrative short term rental. Home can be sold fully furnished. Nestled at the end of a quiet street in a well-established neighborhood. Maintain your privacy as this island oasis backs directly up to a protected maritime forest. This charming 3-bedroom, 2-bathroom home spans 1,501 sqft and boasts a newer 2020 roof, with framing studded for 2-story potential. New windows installed in 2025. New Salt System for the pool installed in 2024 making the pool easy to maintain. Inside, you will find an open-concept living space seamlessly converted from a previous garage. Kitchen features color changing LED lighting around ceiling moulding. Both Bathrooms have received a total of $20k upgrade with new shower, tub and surrounds. Outside features an enclosed pool and patio with a water feature and a spacious .27 acre lot with a fully fenced back yard and plenty of room to build your dream garage or enjoy the open, groomed grassy lawns. Large Shed for extra storage conveys with the property. Imagine riding your bike to the beach, or only a few minutes drive to the nearest beach visiting local restaurants and attractions, or heading to the nearby YMCA and award-winning Nassau County schools--or simply stay home and lounge by the pool! You can truly have it all.

1745 Pheasant Lane, Fernandina Beach
2162 Talbot, Fernandina Beach
$462,000
3 Beds ⋅ 2 Baths ⋅ 2153014 MLS
This wonderfully charming 3 bedroom 2 bath home is a rare opportunity to live in a wonderful tree-covered neighborhood. The beach is only three minutes away by car and a short walking distance to shopping. It is on a cul-de-sac with no traffic in a very quiet and safe neighborhood where you can stroll down the street and sit outside. Newly renovated. The house features spacious rooms with ample natural light, creating a warm and welcoming atmosphere The large lot is undeveloped in the back and available for future expansion or a pool.

2162 Talbot, Fernandina Beach
2048 Friendly Road, Fernandina Beach
$340,000
2 Beds ⋅ 1 Baths ⋅ 2151055 MLS
Fixer-Upper Home Sold by Special Magistrate. Opportunity awaits with this fixer-upper property being offered for sale by the Special Magistrate. Sold strictly ''as-is,'' this home requires significant repairs and updates but offers excellent potential for investors, contractors, or buyers seeking a renovation project. The property features a residential structure on a sizable lot and may require improvements to roofing, plumbing, electrical, HVAC, and interior finishes. Buyers are responsible for all inspections and due diligence. A rare chance to restore and add value.

2048 Friendly Road, Fernandina Beach
1601 Nectarine Street Unit A3, Fernandina Beach
$275,000
2 Beds ⋅ 2 Baths ⋅ 2147746 MLS
Welcome to this fully furnished 2-bedroom, 2-bath first-floor condo at Palms of Amelia, ideally located in the heart of beautiful Amelia Island! Enjoy easy access to the beach, historic downtown Fernandina Beach, restaurants, grocery stores, golf courses, tennis courts, fitness centers, and more, with Baptist Medical Center just a couple blocks away. Unit A-3 is a short walk to the community pool, hot tub, and outdoor pavilion with grilling area. Inside, the condo features stainless steel appliances, granite countertops, crown molding, tiled wet areas, and handicap-accessible modifications to the doors and primary bathroom. Abundant cabinet and closet space provide excellent storage, along with a large exterior storage room near the front door perfect for bikes, golf clubs, and beach gear. Whether you're searching for a winter getaway or full-time island living, this move-in ready condo offers comfort, convenience, and the relaxed Amelia Island lifestyle.

1601 Nectarine Street Unit A3, Fernandina Beach
1524 Ruskin Lane, Fernandina Beach
$625,000
3 Beds ⋅ 3 Baths ⋅ 2147412 MLS
Welcome to the highly desirable Garden District of Amelia Park, one of Amelia Island's most sought-after communities known for its charming streetscapes, walkability, and exceptional island lifestyle. This beautifully maintained 3-bedroom, 2.5-bath townhome offers an open-concept floor plan with soaring ceilings, fully tiled downstairs living areas, and a highly desirable first-floor owner's suite. The kitchen boasts granite countertops, a convenient bartop, abundant cabinet storage, and overlooks the spacious dining and family room combination, perfect for entertaining and everyday living. Enjoy relaxing on the inviting front patio or private upper balcony overlooking the lush green space and mature Florida landscaping that make the Garden District so special. The rear enclosed patio features pavers and added privacy, creating the perfect outdoor retreat, while the two-car garage provides ample storage and convenience. Located just steps from boutique shopping, restaurants, parks, and community amenities, this home offers the perfect blend of comfort, convenience, and coastal living in the heart of Amelia Island. Rare opportunities like this in the Garden District don't come along often.

1524 Ruskin Lane, Fernandina Beach
730 Wax Wing Lane, Fernandina Beach
$479,900
3 Beds ⋅ 2 Baths ⋅ 2145759 MLS
Welcome to 730 Wax Wing Lane, a stunning newly constructed 3-bedroom, 2-bath modular home that blends modern design with timeless coastal charm. Thoughtfully built, this home showcases the advantages of modular construction--superior quality control, energy efficiency, and durable materials that often outperform traditional site-built homes. Perfectly situated just 2 miles from Historic Downtown Fernandina Beach and only 1.5 miles from the beach, this property offers the best of island living. Enjoy a covered front porch for morning coffee, a spacious back deck for entertaining, and a fully fenced yard ideal for pets or privacy. Inside, you'll find upgrades throughout, including sleek finishes, a bright open-concept layout, and efficient modern systems designed for comfort and low maintenance. With short-term rental eligibility, this home is not only a personal retreat but also a fantastic investment opportunity.

730 Wax Wing Lane, Fernandina Beach
703 Bonnieview Road, Fernandina Beach
$559,000
3 Beds ⋅ 2 Baths ⋅ 2133020 MLS
*Freshly painted exterior* Completely remodeled coastal retreat on beautiful Amelia Island! This 3-bedroom, 2-bath home was extensively renovated in 2020, offering updated finishes and modern systems throughout for peace of mind and effortless living. Step outside to your private fully fenced backyard oasis featuring a heated co&oled saltwater pool, perfect for year-round enjoyment. Whether you're relaxing after a day at the beach or entertaining guests, this outdoor space is designed for both comfort and convenience. Inside also offers a enclosed Florida room. Located outside city limits, this property offers added flexibility and short-term rental potential (buyer to verify county regulations), making it an excellent option for a primary residence, second home, or investment opportunity. Enjoy island living just minutes from beaches, dining, and shopping, all while benefiting from county-only taxes. Schedule your private showing today and experience the best of coastal Florida livin

703 Bonnieview Road, Fernandina Beach
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