440-Fernandina Beach Downtown-South Homes for Sale

440-Fernandina Beach Downtown-South Homes for Sale

Welcome to the charming neighborhood of 440-Fernandina Beach Downtown-South, located in the heart of Fernandina Beach, Florida. This vibrant community offers a perfect blend of historic charm and modern convenience, making it an ideal place to call home.

Nestled in Nassau County, residents of 440-Fernandina Beach Downtown-South enjoy easy access to beautiful beaches, top-rated schools, and a variety of dining and shopping options. With its tree-lined streets and friendly atmosphere, this neighborhood is perfect for families, young professionals, and retirees alike.

If you're looking for a home in 440-Fernandina Beach Downtown-South, you're in luck. True Homes for Sale offers a diverse selection of properties to suit every taste and budget. From cozy bungalows to spacious family homes, there's something for everyone in this sought-after neighborhood.

Whether you're drawn to the area's rich history, stunning natural beauty, or vibrant community spirit, 440-Fernandina Beach Downtown-South has something for everyone. Come and discover all that this wonderful neighborhood has to offer – you may just find your dream home here!

Newest 440-Fernandina Beach Downtown-South Homes for Sale

$995,000
3 Beds ⋅ 3 Baths ⋅ 2164376 MLS
Some homes ask you to slow down the moment you arrive. This one starts with a Southern front porch, adorned with a classic haint-blue ceiling, designed for exactly that. Set on a quiet street in Amelia Park, one of Amelia Island's true walkable neighborhoods, this 2022 coastal-style home pairs classic architecture with the comfort of newer construction. Downtown Fernandina, shops, restaurants, and the beach are all just minutes from home. Inside, 2,311 sqft unfolds beneath 10' ceilings, with coastline oak cotton flooring, upgraded lighting, and a layout that lives exceptionally well, opening naturally into the dining and living areas, anchored by a shiplap fireplace that adds warmth. At it's heart, the kitchen features quartz counters, a generous island with prep sink, 5-burner gas cooktop, stainless appliances, built-in oven and microwave. The secluded main-level primary suite boasts a walk-in closet, upgraded en suite bath, and an adjoining office that makes a statement with Monkey 47 "Wunderbar" wallpaper imported from Germany, built-in cabinetry, and shelving. The main level laundry room has been completely upgraded with custom cabinetry, sink, and quartz counters. Upstairs, two additional bedrooms share a full bath, while a cozy loft creates a flexible second living space. Outside embraces easy coastal living, with a fenced side courtyard, covered lanai, and established yard framed by citrus and banana trees, outdoor shower, and landscape lighting. The detached, alley-loaded 2-car garage and paver parking pad preserve the classic streetscape. A WHOLE-HOUSE GENERAC GENERATOR, water softener, tankless water heater, and Tesla charger add everyday ease. Homes with this level of character and finish don't come up often.

1865 Hometown Drive, Fernandina Beach
$335,000
3 Beds ⋅ 1 Baths ⋅ 2161913 MLS
ISLAND LIVING in a QUIET, CONVENIENT LOCATION! This charming 3 Bedroom, 1 Bath home offers an incredible opportunity to enjoy the Amelia Island lifestyle while being close to everything Fernandina Beach has to offer or could be the PERFECT INVESTMENT OPPORTUNITY with SHORT TERM RENTABILITY OPTIONS! Situated on a LARGE CORNER LOT along a quiet street just OUTSIDE THE CITY LIMITS this classic 1950s home features 1,092 square feet of comfortable living space with fresh paint, new bedroom doors, some updated electrical and lighting, plus a brand new refrigerator. On the exterior, you'll appreciate the LARGE CARPORT and OVERSIZED STORAGE SHED--perfect for bikes, beach gear, tools, a workshop, or all those island extras! The spacious lot provides plenty of room to enjoy the outdoors, garden, entertain, or create your own backyard retreat. Whether you're looking for a PRIMARY RESIDENCE, ISLAND GETAWAY, or a home you can update and make your own, this property offers a combination of location, lot size, and potential that's hard to find on Amelia Island. Enjoy being just minutes from the BEACH, HISTORIC DOWNTOWN FERNANDINA BEACH, shopping, dining, schools, and everything that makes island living so special!

1992 Palm Drive, Fernandina Beach
$850,000
3 Beds ⋅ 2 Baths ⋅ 2159403 MLS
Immaculate Amelia Park Craftsman Cottage. 3 BR and 2 BA with 1784 SF and a 2 car garage. One of the most sought after communities on the Island. Close to downtown, the beaches and shopping. Enjoy a central park, walking trails and multiple lakes. The house has loads of upgrades and shows like a model home. This is definitely worth a look.

1769 S 15th Street, Fernandina Beach
$624,900
3 Beds ⋅ 2 Baths ⋅ 2157091 MLS
RARE 0.56-ACRE AMELIA ISLAND PROPERTY + BRAND-NEW LUXURY HOME! Discover a truly uncommon opportunity to own a beautifully appointed, brand-new 2026 home on over half an acre--a rare find for new construction in the Amelia Island/Fernandina Beach area. This is not your typical small-lot new build. Enjoy the space, privacy, flexibility, and possibilities that come with 0.56 acres. Built as a Cavco Homes Model Showcase for the 2026 International Builders' Show, this move-in-ready 3-bedroom, 2-bath home combines innovative construction with exceptional designer finishes. The interior features a complete Bosch stainless appliance package, 36'' induction range, built-in coffee system, microwave drawer, quartz countertops, custom Wetwall shower systems, premium Delta fixtures, upgraded doors and hardware, blinds, ceiling fans, Bosch ductless HVAC, and more. Washer/dryer and two Samsung 55'' TVs are included! Outside, the acreage truly shines! The property features full landscaping, a wood add comfort and convenience. The luxurious primary suite offers a spa-inspired bath with a hands-free smart commode, lighted vanity mirror, abundant storage, and a custom built-in closet organization system. Enjoy outdoor living with a fully landscaped yard with wood fence, a covered rear deck with electric fireplace and tv, and an oversized 2-car garage with dedicated golf cart bay. Power is already in place and the oversized septic system is designed to accommodate a future ADU, creating excellent flexibility for multigenerational living or additional rental income. A rare opportunity to own a showcase home featuring cutting-edge construction, premium finishes, and exceptional investment potential! Home warranty included.

779 Mcswain Road, Fernandina Beach
$599,900
3 Beds ⋅ 2 Baths ⋅ 2154518 MLS
This upgraded pool home on Amelia Island features no hoa, and offers the perfect opportunity for an island-style primary residence or a lucrative short term rental. Home can be sold fully furnished. Nestled at the end of a quiet street in a well-established neighborhood. Maintain your privacy as this island oasis backs directly up to a protected maritime forest. This charming 3-bedroom, 2-bathroom home spans 1,501 sqft and boasts a newer 2020 roof, with framing studded for 2-story potential. New windows installed in 2025. New Salt System for the pool installed in 2024 making the pool easy to maintain. Inside, you will find an open-concept living space seamlessly converted from a previous garage. Kitchen features color changing LED lighting around ceiling moulding. Both Bathrooms have received a total of $20k upgrade with new shower, tub and surrounds. Outside features an enclosed pool and patio with a water feature and a spacious .27 acre lot with a fully fenced back yard and plenty of room to build your dream garage or enjoy the open, groomed grassy lawns. Large Shed for extra storage conveys with the property. Imagine riding your bike to the beach, or only a few minutes drive to the nearest beach visiting local restaurants and attractions, or heading to the nearby YMCA and award-winning Nassau County schools--or simply stay home and lounge by the pool! You can truly have it all.

1745 Pheasant Lane, Fernandina Beach
$462,000
3 Beds ⋅ 2 Baths ⋅ 2153014 MLS
This wonderfully charming 3 bedroom 2 bath home is a rare opportunity to live in a wonderful tree-covered neighborhood. The beach is only three minutes away by car and a short walking distance to shopping. It is on a cul-de-sac with no traffic in a very quiet and safe neighborhood where you can stroll down the street and sit outside. Newly renovated. The house features spacious rooms with ample natural light, creating a warm and welcoming atmosphere The large lot is undeveloped in the back and available for future expansion or a pool.

2162 Talbot, Fernandina Beach
$494,990
3 Beds ⋅ 2 Baths ⋅ 2152166 MLS
3-bedroom, 2-bath two-story home featuring granite countertops, luxury vinyl plank flooring throughout the main living areas, and carpet in the bedrooms. Functional floor plan with spacious living areas and modern finishes. Conveniently located near shopping, dining, schools, and major commuter routes.

2019 Village Lane, Fernandina Beach
$350,000
2 Beds ⋅ 1 Baths ⋅ 2151055 MLS
Fixer-Upper Home Sold by Special Magistrate. Opportunity awaits with this fixer-upper property being offered for sale by the Special Magistrate. Sold strictly ''as-is,'' this home requires significant repairs and updates but offers excellent potential for investors, contractors, or buyers seeking a renovation project. The property features a residential structure on a sizable lot and may require improvements to roofing, plumbing, electrical, HVAC, and interior finishes. Buyers are responsible for all inspections and due diligence. A rare chance to restore and add value.

2048 Friendly Road, Fernandina Beach
$559,000
3 Beds ⋅ 2 Baths ⋅ 2133020 MLS
*Freshly painted exterior* Completely remodeled coastal retreat on beautiful Amelia Island! This 3-bedroom, 2-bath home was extensively renovated in 2020, offering updated finishes and modern systems throughout for peace of mind and effortless living. Step outside to your private fully fenced backyard oasis featuring a heated co&oled saltwater pool, perfect for year-round enjoyment. Whether you're relaxing after a day at the beach or entertaining guests, this outdoor space is designed for both comfort and convenience. Inside also offers a enclosed Florida room. Located outside city limits, this property offers added flexibility and short-term rental potential (buyer to verify county regulations), making it an excellent option for a primary residence, second home, or investment opportunity. Enjoy island living just minutes from beaches, dining, and shopping, all while benefiting from county-only taxes. Schedule your private showing today and experience the best of coastal Florida livin

703 Bonnieview Road, Fernandina Beach
$475,000
5 Beds ⋅ 2 Baths ⋅ 2100161 MLS
Great opportunity to build your dream home and business on Amelia Island, close to downtown Historic Fernandina and the beach! The commercial building is currently hosting a tenant and could possibly be remodeled. The home and detached garage with upstairs apartment are in need of major repairs but likely replacement. Call agent for more details.

2017 Clinch Drive, Fernandina Beach
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