410-Fernandina Beach Downtown-West Homes under $500,000

410-Fernandina Beach Downtown-West Homes under $500,000

Welcome to the enchanting neighborhood of Downtown Fernandina Beach, a hidden gem nestled on the picturesque Amelia Island in Nassau County, Florida. This vibrant community is a delightful blend of historic charm and modern convenience, making it the perfect place to call home.

Strolling through the tree-lined streets of Downtown Fernandina Beach, you'll be captivated by the rich history that permeates the area. With its beautifully preserved Victorian architecture, quaint boutiques, and bustling local markets, this neighborhood exudes a warm, welcoming atmosphere. Residents enjoy easy access to stunning beaches, scenic parks, and a variety of recreational activities, ensuring there's always something to do.

For those seeking their dream home, Downtown Fernandina Beach offers an impressive array of properties priced under $500,000. Whether you’re looking for a cozy bungalow, a charming cottage, or a modern townhouse, this neighborhood has something to suit every taste and lifestyle. Many homes feature inviting outdoor spaces, perfect for entertaining or enjoying serene evenings under the stars.

The community is also known for its excellent schools, friendly neighbors, and a strong sense of camaraderie. With an array of dining options, art galleries, and cultural events, Downtown Fernandina Beach provides a lively atmosphere that keeps residents engaged and connected.

If you're ready to embrace the coastal lifestyle in one of Florida's most charming neighborhoods, look no further than Downtown Fernandina Beach. With its affordable homes and vibrant community spirit, your dream home awaits!

Newest 410-Fernandina Beach Downtown-West Homes under $500,000

716 S 12th Street, Fernandina Beach
$360,000
3 Beds ⋅ 2 Baths ⋅ 2165345 MLS
Live in the heart of Amelia Island! This charming 3-bedroom, 2-bath home offers a fresh, move-in-ready feel and an incredible opportunity to enjoy the island lifestyle. Historic Downtown Fernandina Beach is approximately ¾ of a mile away, with the beach just about 2 miles from your doorstep. The home has been refreshed with major updates, including a NEW A/C (2026), NEW ROOF (2025), updated kitchen, new flooring throughout, fresh interior and exterior paint, new doors, and a new front deck. The fully fenced yard with a wood privacy fence provides added privacy and a great outdoor space to relax or entertain. Whether you're heading downtown for shopping and dining or spending the day at the beach, this location puts some of Fernandina Beach's most popular destinations within easy reach. The front lawn has been digitally enhanced for presentation purposes.

716 S 12th Street, Fernandina Beach
418 S 8th Street, Fernandina Beach
$499,000
2 Beds ⋅ 3 Baths ⋅ 2158048 MLS
A MUST SEE downtown Fernandina Beach Gem, steps from Centre Street's shops, restaurants, galleries and waterfront, a short golf cart ride t the award winning beaches of Amelia Island. Newer construction (built in 2023) low-maintenance, and effortless move-in ready, delivering the walk-everywhere lifestyle this home was made for. The versatile layout offers 2 bedrooms plus an office/flex space, 3 bathrooms, soaring 10-ft ceilings upstairs, 9-ft downstairs, and Mohawk flooring throughout for a bright, polished feel. Featuring GE Café appliances in Matte White with brushed bronze hardware, a gas double oven with convection, 3cm quartz counters, tile backsplash, and soft-close cabinetry. The primary suite offers double step ceilings, a spa-like ensuite with double sinks, a walk-in shower, and marble herringbone tile. Additional upgrades: whole-home water softener, tankless water heater, video doorbell, custom drapery and Roman shades. The oversized 16x20 garage fits a car and golf cart.

418 S 8th Street, Fernandina Beach
824 S 10th Street, Fernandina Beach
$394,000
3 Beds ⋅ 2 Baths ⋅ 2153880 MLS
This beautifully renovated 3 bed, 2 bath home has been redone from top to bottom! Located in the heart of Fernandina Beach, just minutes from historic downtown, it features new flooring, fresh paint, a new kitchen with cabinets, countertops, and stainless steel appliances, plus completely updated bathrooms. Major updates include a new roof (2026), new A/C (2026), and new vinyl fencing. Relax on the charming front porch and enjoy move-in-ready living in a great location.

824 S 10th Street, Fernandina Beach
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