410-Fernandina Beach Downtown-West Homes under $700,000

410-Fernandina Beach Downtown-West Homes under $700,000

Welcome to the charming neighborhood of 410-Fernandina Beach Downtown-West, nestled in the heart of picturesque Fernandina Beach, Florida. This delightful area perfectly blends coastal charm with vibrant community life, making it an ideal place to call home.

As you stroll through the tree-lined streets, you’ll discover a rich tapestry of history, culture, and natural beauty. The downtown area is alive with local boutiques, art galleries, and inviting cafes, where you can savor the flavors of the region. With the stunning Amelia Island coastline just a stone's throw away, residents enjoy easy access to pristine beaches, perfect for sunbathing, fishing, and beachcombing.

For those seeking a home under $700,000, the 410-Fernandina Beach Downtown-West neighborhood offers a variety of charming properties that cater to diverse tastes and lifestyles. From cozy bungalows to modern townhouses, you’ll find homes that reflect the unique character of this coastal community. Many residences boast beautiful outdoor spaces, ideal for enjoying the warm Florida sunshine or hosting gatherings with friends and family.

The community is known for its friendly atmosphere, making it easy to connect with neighbors and participate in local events. With excellent schools, parks, and recreational facilities nearby, families will find everything they need to thrive in this wonderful neighborhood.

Whether you’re looking for a vacation retreat or a permanent residence, 410-Fernandina Beach Downtown-West presents an irresistible opportunity to embrace the laid-back coastal lifestyle you’ve always dreamed of. Come and explore your future home in this enchanting corner of Florida!

Newest 410-Fernandina Beach Downtown-West Homes under $700,000

1230 Beech Street, Fernandina Beach
$689,000
3 Beds ⋅ 2 Baths ⋅ 2167429 MLS
Historic charm meets laid-back island living in this completely remodeled Amelia Island home overlooking Central Park. From mornings at the beach to afternoons exploring downtown Fernandina's local shops and evenings enjoying waterfront dining, this location puts the best of island life within easy reach. This 3-bedroom home pairs timeless character with thoughtful modern updates. Refinished original hardwood floors, abundant natural light, and custom 6-inch baseboards, casings, crown molding, and stair rails create a warm, inviting interior. Updated plumbing and electrical, new windows, and new ductwork complement the home's historic appeal. The beautifully designed kitchen features solid wood slim shaker cabinetry with soft-close hinges, quartz countertops, a decorator tile backsplash, Amerock hardware, stainless appliances, and bar seating—an inviting gathering spot before a beach day or a night downtown. Upstairs, the primary suite offers a private retreat with a custom walk-in closet and a spacious bathroom featuring dual vanities, a soaking tub, decorator tile, and a large walk-in shower with dual shower heads. Two downstairs bedrooms offer flexibility for guests or a home office, while the main-floor bathroom features a glass-enclosed walk-in shower and timeless finishes. Outside, paver driveways and walkways enhance the curb appeal, while mature trees, a fenced backyard, and a spacious rear deck set the scene for relaxed island evenings and outdoor entertaining. A shed provides additional space for storage or hobbies. Situated on a 4,356-square-foot lot directly across from Central Park, this move-in-ready home brings together historic Fernandina Beach character, modern comfort, and convenient access to Amelia Island's beaches, downtown, and waterfront. Come discover a place where park views, beach days, and coastal charm are part of everyday life. Furniture is negotiable. KITCHEN & APPLIANCES New appliances throughout Solid wood slim shaker cabinetry with soft-close hinges Quartz countertops and quality Amerock cabinet hardware UPDATED SYSTEMS New electrical panel and complete rewiring All-new plumbing New A/C ductwork; existing A/C units INTERIOR DETAILS Original hardwood floors, completely refinished Custom stair rails and trim moldings New windows, walls and doors PRIMARY SUITE Custom walk-in closet Dual-sink vanities and vessel soaking tub OUTDOOR LIVING New deck and fenced backyard New paver driveway Custom-built garden shed Optional home warranty available with a reasonable offer. Furniture available for purchase, if desired.

1230 Beech Street, Fernandina Beach
911 S 7th Street, Fernandina Beach
$565,000
3 Beds ⋅ 3 Baths ⋅ 2167412 MLS
Come live on Amelia Island with no HOA fees. This 3-bedroom, 2.5-bath home features an open kitchen with granite countertops, stainless steel appliances, a pantry, LVP flooring 1st floor and countertop seating with plenty of entertaining space in your 16 x 18 living room. Enjoy a spacious living area, one-car garage, ample driveway parking, and a long, fully fenced backyard with a fire pit. Low-maintenance, move-in ready, and only a short stroll to the charm and character of Historic Downtown Fernandina Beach. Outdoor living is right at your doorstep, with Central Park less than a couple of blocks away—offering pickleball, tennis courts, playgrounds, pétanque, and open green space. Trail access to the 300-acre Egan's Creek Greenway is just a 15-minute walk, while the Atlantic shoreline is only a 10-minute bike ride away. The local farmers market, and many annual festivals are all within walking distance, along with holiday parades—creating endless opportunities to experience "Mayberry

911 S 7th Street, Fernandina Beach
716 S 12th Street, Fernandina Beach
$360,000
3 Beds ⋅ 2 Baths ⋅ 2165345 MLS
Live in the heart of Amelia Island! This charming 3-bedroom, 2-bath home offers a fresh, move-in-ready feel and an incredible opportunity to enjoy the island lifestyle. Historic Downtown Fernandina Beach is approximately ¾ of a mile away, with the beach just about 2 miles from your doorstep. The home has been refreshed with major updates, including a NEW A/C (2026), NEW ROOF (2025), updated kitchen, new flooring throughout, fresh interior and exterior paint, new doors, and a new front deck. The fully fenced yard with a wood privacy fence provides added privacy and a great outdoor space to relax or entertain. Whether you're heading downtown for shopping and dining or spending the day at the beach, this location puts some of Fernandina Beach's most popular destinations within easy reach. The front lawn has been digitally enhanced for presentation purposes.

716 S 12th Street, Fernandina Beach
101 S 8th Street, Fernandina Beach
$525,000
2 Beds ⋅ 2 Baths ⋅ 2160855 MLS
At 101 South 8th Street, you will find a rare opportunity to own a versatile property in the heart of Historic Fernandina Beach. Situated on a 67x100 ft corner lot, this property offers frontage on both 8th Street and Ash Street. Upwards of 21,000 cars pass by on 8th Street and visibility of Kate's Tree for tourists and locals alike on Ash, the location offers exceptional flexibility within the C-3 zoning district. The C-3 District is intended for the development of land uses within the central business district as the City's center for residential, financial, commercial, governmental, professional, and cultural activities. Centre Street--home to shops, restaurants, weekend Farmers Markets, and seasonal events like Dickens on Centre, Sounds on Centre, fireworks, and parades--is just around the corner. The Atlantic Ocean and Amelia island's famed beaches are just a mile away. The current residence is ready for your vision and offers over 1700 sf with two bedrooms, and 1.5 baths on the main floor and a loft on the second floor. The kitchen is tucked away from the main living spaces and has a separate entry door. From the main entry door, the staircase leads to a light-filled loft space with many possibilities for use. The Ash Street entry provides an accessible ramp for entry to two separate rooms and is adjacent to off-street parking. Whether you're looking to develop, invest, or create a business opportunity, 101 S 8th Street offers a rare combination of location and flexibility in one of Florida's most notable coastal communities.

101 S 8th Street, Fernandina Beach
418 S 8th Street, Fernandina Beach
$499,000
2 Beds ⋅ 3 Baths ⋅ 2158048 MLS
A MUST SEE downtown Fernandina Beach Gem, steps from Centre Street's shops, restaurants, galleries and waterfront, a short golf cart ride t the award winning beaches of Amelia Island. Newer construction (built in 2023) low-maintenance, and effortless move-in ready, delivering the walk-everywhere lifestyle this home was made for. The versatile layout offers 2 bedrooms plus an office/flex space, 3 bathrooms, soaring 10-ft ceilings upstairs, 9-ft downstairs, and Mohawk flooring throughout for a bright, polished feel. Featuring GE Café appliances in Matte White with brushed bronze hardware, a gas double oven with convection, 3cm quartz counters, tile backsplash, and soft-close cabinetry. The primary suite offers double step ceilings, a spa-like ensuite with double sinks, a walk-in shower, and marble herringbone tile. Additional upgrades: whole-home water softener, tankless water heater, video doorbell, custom drapery and Roman shades. The oversized 16x20 garage fits a car and golf cart.

418 S 8th Street, Fernandina Beach
708 S 9th Street, Fernandina Beach
$629,000
3 Beds ⋅ 3 Baths ⋅ 2157889 MLS
NEW CONSTRUCTION on Island with TWO CAR GARAGE. Lock and Go on the Island. Designer Like finishing touches. Kitchen features quartz countertops, s/s appliances, accent counter lighting, eat at island, plus dining area. All windows and doors have been trimmed with casing not just drywall, smooth ceilings throughout, designer lighting and mirrors, 9 ft ceilings and 8 ft doors. Elevator shaft pre constructed, large closet on 1st and 2nd floor for future installation if buyer desires. French Doors open to the Primary Bedroom with lots of light, bath w/oversized shower and dual shower heads (polished nickel finish) and there is an access to their own balcony. Custom closet shelving in bedrooms, separate linen closet, LVP floors throughout. Outside: hardy board siding, all outdoor ceilings stained with tongue and groove ceilings. Balcony off the primary bedroom, lower level covered patio and yard featuring synthetic turf (no grass cutting) Special paver driveways allow the water to flow through.PHOTOS ARE FROM 704. Finishes may be different, lighting, quartz color, cabinet color.

708 S 9th Street, Fernandina Beach
824 S 10th Street, Fernandina Beach
$394,000
3 Beds ⋅ 2 Baths ⋅ 2153880 MLS
This beautifully renovated 3 bed, 2 bath home has been redone from top to bottom! Located in the heart of Fernandina Beach, just minutes from historic downtown, it features new flooring, fresh paint, a new kitchen with cabinets, countertops, and stainless steel appliances, plus completely updated bathrooms. Major updates include a new roof (2026), new A/C (2026), and new vinyl fencing. Relax on the charming front porch and enjoy move-in-ready living in a great location.

824 S 10th Street, Fernandina Beach
803 San Fernando Street, Fernandina Beach
$595,000
2 Beds ⋅ 2 Baths ⋅ 2149553 MLS
On one of the most sought after streets in Old Fernandina, this charming wood frame cottage sits on two beautiful lots on the high point in old town with beautiful vistas looking to the intracoastal water way. The home has original hard wood floors and has as served as a profitable rental property for serval years. Can continue to keep as a rental, or divide into two buildable lots. Has small storage building on the property.

803 San Fernando Street, Fernandina Beach
Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data is up-to-date as of . For the most current information, contact Keller Williams Atlantic Partners.