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$259,900
3 Beds 3 Baths 2125481 MLS
Your AMERICAN DREAM HOME is UNDER CONSTRUCTION with Precision Home Builders A VETERAN OWNED AND OPERATED custom home builder company. Be the VERY FIRST OWNER of A BRAND NEW 3 Bedrooms 2.5 baths home. THE MAGNOLIA Model has an attached two car garage with an open front porch and covered back lanai. The Kitchen with solid wood cabinets, plenty of drawers and an island to grab a quick breakfast. Spray foam attics, Quartz counters throughout, Luxury Laminate Flooring, Central AC and an inside laundry room with washer/dryer hookups UPSTAIRS with the 3 bedrooms and 2 full bathrooms. YOU as the NEW HOME OWNER have the choice to quite a few other upgrades the builder offers IF YOU GO UNDER CONTRACT before the home has been completed. Be the first of many homeowners that will trust Florida Precision Builders and make their NEW CONSTRUCTION your NEW HOME in THE NEW YEAR. Other properties currently available: 911 N 14th St, Palatka, FL AND 228 Dawn AND 101 Yawn Ave, Interlachen Fl

1307 Ocean Street, Palatka

$315,000
4 Beds 3 Baths 2133943 MLS
One-of-a-kind and full of character, this Mid-Century Modern-inspired home immediately commands your attention. Thoughtfully updated in 2023, with a metal roof installed in 2018 and a full re-plumb completed in 2025, this home offers the perfect blend of architectural charm and meaningful system upgrades. Drenched in natural light from oversized black-framed windows of every shape and size, the interior celebrates volume, texture, and design. The dramatic main living area features soaring 20-foot ceilings, a stunning balcony overlook, and a massive wood-burning brick fireplace--complete with a built-in wood box--creating the ultimate gathering and entertaining space, with a conveniently located half bath nearby.The primary suite is privately tucked beneath the balcony just off the main living area and features a modest yet stylish en-suite with a walk-in shower and double-sink vanity. Just down the hall, a dedicated office provides the perfect work-from-home retreat. The modern kitchen with gas range flows into a spacious dining room highlighted by a contemporary accent wall, while the walk-through laundry/mudroom adds everyday convenience. Upstairs, two large bedrooms are connected by a Jack-and-Jill bath, offering flexibility for family or guests. Outside, a wraparound concrete patio helps keep maintenance simple while extending your living and entertaining space outdoors. The covered rear patio is ideal for summer barbecues, and the spacious corner lot provides room for boats, trailers, and all your recreational toys. With well and septic service and no HOA, you'll enjoy both independence and functionality--all quietly located in the heart of Palatka just minutes from downtown, the riverfront, and Ravine Gardens State Park.

101 Browning Avenue, Palatka

$449,000
2133876 MLS
Opportunities like this don't come around often in Palatka. This 7.44-acre property offers the kind of space and privacy many people are searching for but rarely find this close to town. Tucked away in a peaceful setting, it's the perfect place to build your dream home, start a homestead, or simply enjoy the quiet and freedom that comes with owning land. Imagine having room for gardens, animals, and outdoor living while still being minutes from everyday essentials. HCA Florida Putnam Hospital is just 5 minutes away, and in only 7 minutes you can be on Highway 19, where Palatka's main shopping, dining, and entertainment are located. Properties that combine acreage, privacy, and convenience like this tend to catch attention quickly. Schedule a showing and see the potential for yourself.

120 County Road 309c, Palatka

$669,000
3 Beds 4 Baths 2132291 MLS
Set on a spacious 1.2 +/- acre homesite in Palatka's Blair Estates area, 283 Estate Drive delivers over 3,000 sq ft of thoughtfully designed living space with 3 bedrooms, 3.5 baths, and a standout theater / flex room--perfect for movie nights, a game room, home gym, or office. Inside, you'll find a bright, upgraded interior with high ceilings and crown molding, a custom kitchen with granite countertops and high-end stainless appliances, and comfortable gathering spaces enhanced by two fireplaces. The layout is ideal for privacy and convenience: each bedroom offers its own en-suite bath, plus an additional half bath for guests. The primary suite features a steamer shower & custom closets. You will enjoy the oversized laundry room for additional storage. Home is concrete block construction and Newer Roof. Out back, enjoy Florida living year-round on the large covered lanai overlooking a beautifully maintained setting. A paver driveway and 2-car garage round out the package. Located just minutes to the scenic banks of the St. Johns River, downtown Palatka offers the perfect blend of historic charm, waterfront beauty, and small-town warmth. This walkable district is known for its classic architecture, vibrant murals, and locally owned boutiques and restaurants that give the area a welcoming, hometown feel. Residents enjoy riverfront parks, fishing piers, boating access, and stunning sunset views just steps from their front door. Throughout the year, community favorites like the Florida Azalea Festival and the Blue Crab Festival bring energy and connection to the neighborhood. With nearby outdoor destinations like Ravine Gardens State Park just minutes away, a historic 18 hole public golf course originally designed by Donald Ross in 1925, downtown Palatka delivers a relaxed, nature-rich lifestyle while still offering dining, culture, and entertainment close to home. The community is waterfront living with character, community, and convenience.

283 Estates Drive, Palatka

$350,000
3 Beds 3 Baths 2131642 MLS
Now Offered at a New Price, your new home awaits! This well-maintained and truly immaculate 2-story home offers 1,796 sq ft with 3 bedrooms and 2.5 baths, reflecting clear pride of ownership throughout. The owner has completed numerous updates and thoughtful improvements, keeping the home exceptionally clean, well cared for, and move-in ready. Enjoy a welcoming front porch and a large covered back porch, perfect for relaxing or entertaining. Inside, you'll also find a huge laundry/utility room offering plenty of space for storage and everyday convenience. Additional features include a durable metal roof, cozy wood-burning fireplace, gas tank-less water heater, and a spacious primary suite conveniently located on the first floor. Situated on a quiet cul-de-sac on a .24-acre lot, this property offers both privacy and convenience, just minutes from the college, hospital, and shopping. Washer and dryer included. Small shed in the backyard conveys with the home; large shed does not convey.

6110 W 4th Manor, Palatka

$225,000
3 Beds 3 Baths 2131036 MLS
Well maintained block home located in charming and historic St Johns riverfront community of Palatka. Sitting right off US 17- a main artery leading to the Jacksonville area via Clay county, and centrally located keeping Gainesville, St Augustine, and Jacksonville all within an hour's drive. Sturdy block home with a metal roof. Features 3 bedrooms and 3 baths with a large living area. 960 square foot block building currently used for storage, and could be used to run a small business out of or a workshop. Property sits on almost 3/4 of an acre allowing ample room for enjoyment of evenings under the oak tree shade. Property is currently zoned C-2 commercial with investor potential or high potential of being rezoned for primary residence.

101 E Harris Street, Palatka

$525,000
2130839 MLS
Rare opportunity on the St. Johns River! Just over 30 acres on the St. Johns River. The property includes wetlands, but there is enough space for three home sites per Putnam County. The home sites front Panther Trail. 121 Panther Trail, a 15.34-acre parcel, previously had a home and currently has a workshop that is in need of repair, underground electric, a well, and is ready for your new home. However, it's advisable to inspect the septic tank to ensure its functionality. The walkway leading to the St. Johns River requires extensive repair. Furthermore, according to Putnam County, 121 Panther Trail can be divided again, potentially creating another home site. 125 Panther Trail, totaling approximately 16.42 acres, has an approved home site. Being sold 'AS IS'

121 & 125 Panther Trail, Palatka

$189,700
4 Beds 2 Baths 2129650 MLS
FULLY RENOVATED & VACANT! STUNNING 4-BEDROOM, 2-BATHROOM GEM IN A QUIET NEIGHBORHOOD! This spectacular, move-in ready home has been meticulously transformed from top to bottom in 2025 with high-end finishes and modern aesthetics. Step inside to a bright, open-concept floor plan featuring BRAND NEW flooring throughout and abundant natural light. The fully remodeled kitchen features sleek granite countertops, stylish cabinetry, and appliances. Both bathrooms have been elegantly updated with contemporary vanities and custom finishes. Designed with an intelligent layout, this property offers incredible versatility for maximum space utilization or multi-generational living. Major structural and mechanical upgrades provide ultimate peace of mind, including a BRAND NEW HVAC system, completely updated plumbing, brand new insulation for maximum energy efficiency, fresh interior/exterior paint, and newly installed gutters. NO HOA! The seller is highly motivated for a quick closing. This beautiful, turn-key dream home won't last--schedule your private tour today!

210 S 15th Street, Palatka

$599,900
2129253 MLS
Turnkey daycare facility on a prime corner lot. Exceptional opportunity to acquire a daycare facility in a proven, established location. Situated on .69-acre fully fenced corner lot, this property offers great visibility with approximately 206 ft of frontage on St. Johns Ave & 150 ft on North 13th St. The main building features over 5,900 sq ft of heated & cooled space, complemented by a detached corner building with more than 1,800 sq ft, also heated & cooled. The secondary building offers exellent flexibiity & could possibly be separately leased for additional income. This property also presents a strong potential for office or retail use. Ideally located near the growing & vibrant downtown Palatka area, this site combines accessibility & versatility.

1210 St Johns Avenue, Palatka

$249,000
4 Beds 2 Baths 2128441 MLS
STOP THE SCROLL — This One Has Everything Buyers Are Looking For! This stunning 4-bedroom, 2-bathroom home delivers! Vaulted ceilings. Cypress wood accents. Skylights. A fireplace. TWO spacious living areas — a spacious great room and living room perfect for a home office, media space, or quiet retreat. The main living area feels open and impressive with soaring ceilings and beautiful natural light, while the rich cypress wood paneling adds warmth and character you simply don't find in today's builds. Picture cozy evenings by the wood-burning fireplace or hosting unforgettable gatherings. You'll appreciate the oversized screened-in patio, easily accessed through French doors from both the living room and the primary bedroom — creating a seamless indoor-outdoor lifestyle perfect for Florida living. Homes with this combination of space, personality, and value don't last long. Schedule your showing today and make this home yours.

2127 Diana Drive, Palatka

$225,000
3 Beds 2 Baths 2127103 MLS
Welcome home to this well-maintained 3 bedroom, 2 bathroom residence situated on a spacious 0.34-acre lot in the heart of Palatka. This property offers a desirable open-concept floor plan, perfect for everyday living and entertaining. The kitchen features stainless steel appliances including a refrigerator, dishwasher, electric range, and microwave, and flows seamlessly into the main living areas. Additional highlights include a 2-car garage, shingle roof, and a fully fenced backyard with a convenient storage shed—ideal for outdoor enjoyment and extra storage. Centrally located with easy access to local schools, shopping, dining, and all that Palatka has to offer. A great opportunity to own a move-in-ready home with space and functionality.

410 S 14th Street, Palatka

$287,900
4 Beds 2 Baths 2123584 MLS
USE THE $20k CITY OF PALATKA DOWNPAYMENT ASSISTANCE GRANT TO BUY THIS 4 BED 2 BATH HOME! **New Blinds throughout and Epoxy Garage Flooring Upgrade!!!** The open floor plan offers a comfortable layout for everyday living and entertaining, featuring granite countertops, soft-close cabinets, stainless steel appliances, luxury vinyl plank flooring, 9-foot ceilings, and modern matte black light fixtures. A 1-car garage provides added storage and convenience, and the home comes pre-wired for ceiling fans, internet, TV, and phone. Built with low maintenance in mind, the exterior features durable fiber cement board siding and a shingle roof. Enjoy peace of mind with a 1-year Builder warranty AND a 10-year structural warranty! Ideally located just minutes from the hospital, medical offices, parks, shopping, riverfront, and downtown activities, this home offers convenience without sacrificing quality~ an excellent place to start your homeownership journey!

138 Kelley Smith School Road, Palatka

$549,900
2123041 MLS
Prime Commercial Opportunity: 4.7 Acres on SR-20 High Visibility | Fully Accessible | Development Ready Unlock the potential of this exceptional 4.7-acre commercial parcel situated on the bustling SR-20 corridor. Boasting over 500 feet of direct highway frontage, this property offers unparalleled exposure for your business in a high-growth area. Property Highlights Optimal Zoning: Zoned C-3 (General Commercial), allowing for a wide range of intensive retail, service, and professional uses. Strategic Location: Positioned on a 4-lane highway with a high traffic count of 13,264 AADT (Annual Average Daily Traffic), ensuring constant brand visibility. Ready to Build: The land is high and dry, mostly cleared, and level—significantly reducing your site preparation costs and timelines. Existing Infrastructure: Save on permitting and construction with an established curb cut already in place, providing immediate, easy access to the site. Why This Location? Whether you are looking to develop a retail center, professional office complex, or a high-traffic service facility, this 4.7-acre site provides the scale and accessibility required for a flagship location. The combination of extensive frontage and "shovel-ready" characteristics makes this one of the most attractive commercial opportunities currently on the market. Don't miss the chance to secure a footprint on one of the region's primary arteries.

149 State Road 20, Palatka

$549,900
2123018 MLS
Prime Commercial Opportunity: 4.7 Acres on SR-20 High Visibility | Fully Accessible | Development Ready Unlock the potential of this exceptional 4.7-acre commercial parcel situated on the bustling SR-20 corridor. Boasting over 500 feet of direct highway frontage, this property offers unparalleled exposure for your business in a high-growth area. Property Highlights Optimal Zoning: Zoned C-3 (General Commercial), allowing for a wide range of intensive retail, service, and professional uses. Strategic Location: Positioned on a 4-lane highway with a high traffic count of 13,264 AADT (Annual Average Daily Traffic), ensuring constant brand visibility. Ready to Build: The land is high and dry, mostly cleared, and level—significantly reducing your site preparation costs and timelines. Existing Infrastructure: Save on permitting and construction with an established curb cut already in place, providing immediate, easy access to the site. Why This Location? Whether you are looking to develop a retail center, professional office complex, or a high-traffic service facility, this 4.7-acre site provides the scale and accessibility required for a flagship location. The combination of extensive frontage and "shovel-ready" characteristics makes this one of the most attractive commercial opportunities currently on the market. Don't miss the chance to secure a footprint on one of the region's primary arteries.

149 State Road 20, Palatka

$560,000
4 Beds 3 Baths 2121283 MLS
Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Lane, Palatka

$980,000
5 Baths 2120057 MLS
Prime medical office space in a premier location! Currently used as Putnam Diagnostic Imaging Center, this 6,420 sq ft building is located in a well-established medical district, just SW of HCA Florida Putnam Hospital. The layout includes a lobby/receptionist area, exam room, physician offices, break room, nurses' station, MRI room, CT scan room, X-ray room, bone density room, mammography room, two dressing rooms, five bathrooms, consultation room, and storage for equipment or supplies. Features public water/sewer, commercial grade carpet & vinyl flooring, plus a wet fire sprinkler system. Situated on 1.02 +/- acres with 150 ft of road frontage. Zoned C-1A (Commercial, Neighborhood District), allowing retail, medical, and professional office uses. An ideal location for medical professionals seeking close proximity to a major healthcare facility.

6905 Old Wolf Bay Road, Palatka

$385,000
3 Beds 2 Baths 2112241 MLS
Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're dreaming of a spacious open-concept retreat, a modern farmhouse, a multi-generational layout, or something uniquely yours. Set on a peaceful lot in a serene and growing area, this property offers the perfect canvas for your lifestyle. Home packages start at $385,000, and every build includes quality craftsmanship, attention to detail, and the flexibility to select finishes, layout, and features that reflect your taste. This is more than a house — it's your future, designed your way. Ready to build something amazing? Let's get started.

205 Peniel Church Road, Palatka

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