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117 Oak Lane, Palatka
$475,000
3 Beds ⋅ 2 Baths ⋅ 2168118 MLS
Charming Farm House on 2.6 +/- acres with in-ground pool! Tucked away at the end of a quiet lane, this home offers privacy, character, and plenty of space to enjoy country living. Upon entering from the grand front porch, you'll notice the gleaming wood floors, wood ceiling beams and painted wood sided walls. The spacious living area has a gas fireplace and opens into an office/flex space before accessing the beautiful kitchen. The amazing kitchen features a vaulted ceiling, a huge island, stainless appliances, and so much character. There is a guest bedroom and bath as well as laundry and additional storage/office on the first level. The second story features an oversized primary bedroom, additional bedroom (non-conforming) and large bath. Outside you'll find a refreshing pool, detached garage, a fully fenced yard, and much more. Recent improvements include a metal roof, mini-split HVACS and tankless gas water heater.

117 Oak Lane, Palatka

2601 State Street, Palatka
$199,500
3 Beds ⋅ 1 Baths ⋅ 2167849 MLS
First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience. And you don't have to sacrifice location for the extra space. You're approximately 7 minutes from downtown Palatka, with shopping, dining, the St. Johns River, and everyday necessities close by. Clean, vacant, easy to show, and ready for its next owner. For a first-time buyer looking for an affordable home with a huge, fenced yard and room to make it their own, 2601 State Street is worth a look.

2601 State Street, Palatka

127 East Street, Palatka
$259,000
5 Beds ⋅ 3 Baths ⋅ 2167392 MLS
New 5-bedroom, 3-bath home in Palatka, FL! This 2026 manufactured home offers over 2,000 square feet of move-in-ready living in the heart of Putnam County. The open floor plan centers on a large kitchen island, and two separate living areas give you room for a family room, den, playroom, or media space. The split floor plan places the primary suite, with its own private bath, on one side of the home, and four additional bedrooms offer flexibility for guests, a home office, or a gym. Three full bathrooms mean no waiting in the morning. It's brand-new construction with no renovations needed. It's in town, minutes from shopping, dining, parks, and everyday conveniences in Palatka. Looking for a large new home in Palatka without the wait to build? Schedule your showing today. Some photos are virtually staged with AI.

127 East Street, Palatka

103 Williams Street, Palatka
$235,000
4 Beds ⋅ 2 Baths ⋅ 2167203 MLS
Virtually Staged. Fresh updates and inviting curb appeal welcome you to 103 Williams Street! This move-in-ready, 4-bedroom, 2-bath home features a brand-new roof, new flooring, fresh interior and exterior paint, and all-new stainless steel appliances. With approximately 1,299 square feet of living space, the layout offers room to relax, gather, and make the space your own. Landscaping around the home adds a welcoming finishing touch, while the approximately 0.34-acre lot provides outdoor space for gardening, recreation, or enjoying the Florida sunshine. Located in Palatka near local shopping, dining, and everyday conveniences, this home is ready for its next chapter. Schedule your showing and see the updates in person!

103 Williams Street, Palatka

7320 Old Wolf Bay Road, Palatka
$329,900
3 Beds ⋅ 2 Baths ⋅ 2166898 MLS
Enjoy the best of country living with the convenience of town nearby! Located just outside the city limits on the west side of Palatka, this completely remodeled 3-bedroom, 2-bath home sits on over an acre of land, featuring a fully chain-link-fenced yard, low-maintenance vinyl siding, and a large yard to enjoy the outdoors. Hardwood flooring throughout the home adds warmth and character, while the tiled bathrooms provide a stylish, durable finish. The well-appointed kitchen features all energy star stainless steel appliances, including a convection oven with air fryer functionality, an induction cooktop, a large sink, and a dishwasher. A convenient pot-filler faucet is installed at the stove, adding a thoughtful touch for everyday cooking. The modern bathrooms feature stylish LED mirrors and automatic toilets, adding a touch of luxury and convenience to the home's updated interior. Relax and entertain on the screened back porch or take a refreshing dip in the above-ground pool. The property also features a home security system. Outside you will find a spacious workshop/garage with an attached covered carport for two vehicles, plus a second carport with space for an additional two or more vehicles. Conveniently located just a few minutes from shopping and the hospital, and approximately 5 miles from the city dock, where you can enjoy boating, fishing, and all the water activities the beautiful St. Johns River has to offer. Come see this charming home today!

7320 Old Wolf Bay Road, Palatka

302 Belmont Drive, Palatka
$188,900
3 Beds ⋅ 1 Baths ⋅ 2166406 MLS
Open concept living recently transformed to meet your every desire. From the moment you enter the home, it features an abundance of 2026 upgrades. Newly vinyl plank flooring welcomes your first step in and continues the design through the entire home. Beautifully featured stainless steel newly installed appliances and stainless sink give luxury to the installed cabinets with a custom countertop. As you enter the hall just wait to see the remodeled bathroom design with new fixtures throughout and today's colors of beige, brown and blacks in mind for your taste. Bedrooms have fashionable cooling ceiling fans. Bright clean fresh neutral tones of paint inside and out. Best of all, a metal roof was installed and vinyl windows in 2026 giving you years of life. Dream of the moments you will have knowing these beautiful upgrades will boast for years to come. Ravines State Park and City Golf Course near for recreation opportunities.

302 Belmont Drive, Palatka

302 S 14th Street, Palatka
$259,000
3 Beds ⋅ 2 Baths ⋅ 2165946 MLS
New construction 3-bedroom, 2-bath home in Palatka, FL! This move-in-ready 1,425 sq ft home sits on a 0.17-acre lot in the heart of town, built with durable, low-maintenance Hardie board siding, a shingle roof, and a one-car garage. Inside, the open floor plan features luxury vinyl plank flooring throughout, so there's no carpet to replace. The kitchen comes equipped with quartz countertops, stainless steel appliances, and plenty of cabinet storage. The primary suite includes a private bath, and two additional bedrooms share a second full bathroom, giving you room for guests, a home office, or hobbies. It's brand new with nothing to update, minutes from shopping, dining, schools, and everything Palatka has to offer. If you've been searching for a new home in Palatka at a manageable size, schedule your showing today.

302 S 14th Street, Palatka

133 Moores Trail, Palatka
$499,900
3 Beds ⋅ 2 Baths ⋅ 2165653 MLS
Two Homes + Workshop on 2+ Acres! Versatile property offering two dwellings with separate 911 addresses, making this an excellent opportunity for a family compound, extended family, or potential rental income. The main home offers 1,736 sq. ft., 3 bedrooms, 2 baths, a large utility/storage area, and a double covered carport. The second residence includes an 840 sq. ft. mobile home plus a 1,002 sq. ft. addition/bonus area, with approximately 1,843 sq. ft. of total heated/cooled living space. Out back is climate controlled shed (approximately 12x20 with electric and shelving. Bring all your big boy toys! Boats, ATV's, camper, etc!! This property has a 35' x 26.8' workshop featuring two roll-up doors, electricity, shelving, and is piped for and includes an air compressor. The area from the back of the main home to the front of the workshop/mobile home is completely fenced with a 14' drive-through gate, while the surrounding areas remain open for convenient driving, parking, and access. Plenty of room for family gatherings, hobbies, equipment, and outdoor activities. Just minutes to SR 19, shopping, medical facilities, downtown Palatka, the St. Johns River public boat ramp, and additional boat ramps providing access to the Ocklawaha River and Rodman Reservoir. Nice quiet area! All of the dwellings have been extremely well maintained. Comes with a low cost transferrable security system. A new metal roof will be installed prior to closing on the main home and workshop. A rare opportunity with space, flexibility, and multiple-use potential! Imagine the possibilities!!!

133 Moores Trail, Palatka

915 S 13th Street, Palatka
$195,000
2 Beds ⋅ 1 Baths ⋅ 2165249 MLS
Welcome to the 13th Street Cottage! A solid 1950 block home on a large lot, less than a mile from Ravine Gardens State Park and the St. Johns River. This 2-bedroom, 1-bath cottage has been updated where it counts, with a remodeled kitchen featuring quartz countertops and a metal roof installed in 2022. The kitchen comes equipped with a dishwasher, range, and refrigerator, and central heat and air, public water and sewer, and no HOA keep things simple. Front and back porches give you a spot for morning coffee and evening downtime, and the spacious backyard has room to garden, entertain, or just spread out. Downtown Palatka's shops, restaurants, and local events are just minutes away. It's move-in ready, low-maintenance, and close to everything that makes Palatka home. *Some photos have been virtually staged with AI*

915 S 13th Street, Palatka

509 Bronson Street, Palatka
$229,900
4 Beds ⋅ 2 Baths ⋅ 2164805 MLS
Historic Charm. Modern Comfort. A Lifestyle Worth Discovering. This beautifully restored 1916 home offers the perfect balance of timeless character, modern updates, and ideal location just outside of Palatka's Historic District and scenic riverfront. This inviting 4-bed, 2-bath home boasts recently updated flooring, plantation shutters, modern cabinetry, a new metal roof and AC in 2023 and a tankless gas water heater added in 2024. The flexible layout adapts to families, remote professionals, and guests, while the spacious backyard and 10x20 storage building provide room to entertain, garden, or expand with future projects. Walk or bike to Riverfront Park, downtown shops, restaurants, breweries, festivals, and the St. Johns River. With easy access to Jacksonville, St. Augustine, Gainesville, Daytona Beach, and Ocala, this property offers historic neighborhood living enriched by nature, community, convenience, and the outdoor lifestyle Palatka is known for.

509 Bronson Street, Palatka

1415 Cleveland Avenue, Palatka
$284,900
3 Beds ⋅ 3 Baths ⋅ 2164197 MLS
Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka

140 Kelley Smith School Road, Palatka
$249,000
3 Beds ⋅ 2 Baths ⋅ 2164194 MLS
Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka

302 Westover Circle, Palatka
$254,000
3 Beds ⋅ 2 Baths ⋅ 2164094 MLS
Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka

2412 Husson Avenue, Palatka
$245,000
3 Beds ⋅ 2 Baths ⋅ 2164078 MLS
Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka

6110 W 4th Manor, Palatka
$315,000
3 Beds ⋅ 3 Baths ⋅ 2163534 MLS
Well cared for 3 bedroom, 2.5-bath home offering 1,796 square feet of living space in a quiet cul-de-sac setting. This two-story home provides a functional layout with plenty of room to spread out, including a spacious first-floor primary suite and large laundry/utility room with additional storage. The main living area features a wood-burning fireplace, while the kitchen and dining spaces offer a comfortable setup for everyday living. Outdoor living is a highlight, with a welcoming front porch and large covered back porch--perfect for entertaining, or enjoying the backyard. Additional features include a durable metal roof, gas tankless water heater, and included washer and dryer. Situated on a .24-acre lot in an established neighborhood, the home offers a peaceful setting convenient to shopping, dining, St. Johns River State College and HCA Florida Putnam Hospital. The St. Johns River is approximately 15 minutes away, with Florida's Atlantic coast and beaches less than an hour away.

6110 W 4th Manor, Palatka

2003 Laurel Street, Palatka
$228,000
3 Beds ⋅ 2 Baths ⋅ 2162238 MLS
FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka

2111 St Johns Avenue, Palatka
$239,900
11 Beds ⋅ 5 Baths ⋅ 2162082 MLS
Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

2111 St Johns Avenue, Palatka

3325 S Palm Avenue, Palatka
$235,000
3 Beds ⋅ 2 Baths ⋅ 2161985 MLS
Welcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious from the moment you walk through the door. The vaulted ceilings add to the airy feel of the main living area, creating a comfortable space where everyone can gather without feeling crowded. The thoughtfully designed layout makes everyday living easy while still offering plenty of room to entertain family and friends. Situated on a desirable corner lot, the home also features a large, fully fenced yard with plenty of space for children and pets to play, weekend cookouts, gardening, or simply relaxing outdoors. With newer construction, a spacious interior, and an oversized yard that is already fenced, this home offers the comfort and flexibility so many buyers are looking for. Come see it for yourself and imagine making it your own!

3325 S Palm Avenue, Palatka

1407 St Johns Avenue, Palatka
$239,900
3 Beds ⋅ 2 Baths ⋅ 2161632 MLS
Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

1407 St Johns Avenue, Palatka

128 Cannon Court, Palatka
$217,000
3 Beds ⋅ 1 Baths ⋅ 2161333 MLS
Updated, inviting, and full of character, this 3-bedroom, 1-bath block home sits on nearly half an acre at the end of a quiet, no-thru street. Inside, a bright living room welcomes you with LVP flooring, a large picture window, and a cozy fireplace. The kitchen features newer cabinetry--installed within the last 5 years--and stainless steel appliances, while the updated bathroom was also completed within the last 5 years. New windows throughout, updated electrical, and a 2021 water heater offer added peace of mind, all complemented by a timeless metal roof. Outdoors, relax on the charming rear porch, take advantage of the attached carport and newer concrete driveway, and enjoy the generous space of your private yard. A sweet blend of character, comfort, and thoughtful updates, ready for its next chapter.

128 Cannon Court, Palatka

1811 Kate Street, Palatka
$214,900
3 Beds ⋅ 3 Baths ⋅ 2160592 MLS
Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka

114 W Camelot Drive, Palatka
$391,000
3 Beds ⋅ 2 Baths ⋅ 2160448 MLS
Welcome to The Camelot House! New construction on half an acre, right in the middle of Palatka. Built in 2026, this 3-bedroom, 2-bath home sits toward the end of a neighborhood street and offers a split floor plan for added privacy. The details are what set it apart: 5¼" baseboards, fully trimmed windows, quartz countertops, all-plywood soft-close ca Thoughtful upgrades are found throughout, including 5 1/4'' baseboards, fully trimmed windows, custom wood shelving in every closet, quartz countertops, all-plywood soft-close cabinetry, and shower tile extending to the ceiling, & more! The added spray foam insulation in the ceiling adds energy efficiency and long-term savings. Enjoy a spacious 23' x 10' covered back porch and an oversized garage featuring an 18' x 8' garage door for added flexibility and storage. With quality finishes, a functional floor plan, plenty of space, and a convenient location, this brand-new home is ready for its first owner! *Virtually staged with AI*

114 W Camelot Drive, Palatka

245 Crystal Cove Drive, Palatka
$450,000
4 Beds ⋅ 2 Baths ⋅ 2160351 MLS
Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only. Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

245 Crystal Cove Drive, Palatka

2211 St Johns Avenue, Palatka
$239,900
3 Beds ⋅ 2 Baths ⋅ 2160072 MLS
Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's suite and bath on the first floor. Both bathrooms have been updated and remodeled not long ago. Home features a separate entrance to the upstairs featuring 2 bedrooms, sitting area and kitchenette. Home is situated on a double lot for plenty of out door living with a circular drive. Old charm and wonderful character is what this historic home in the heart of Palatka offers. The foundation has been recently inspected and house leveled, with permits,

2211 St Johns Avenue, Palatka

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